Write a review

Go to business site

StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.95 (16395 reviews)

View other StepChange products

4.95

Based on 16,395 reviews, last reviewed 8th May 2026

80800% increase in 5 star reviews

in the past 90 days

800% increase in 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

They got me out of catalog debt trap I had £7k debt across several catalog companies and the interest was crippling. StepChange were calm, kind and never judged me. They explained all my ... Read more Reviewed on: 8th May 2026

Latest lowest rating:

2

Not neurodivergent friendly and poor communication w... Not neurodivergent friendly and poor communication with creditors Reviewed on: 7th May 2026

Read all reviews See your review

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (16395)

Review of the StepChange, Debt advice:

I turned to step change in 2020 my marriage had bro...

I turned to step change in 2020 my marriage had broken down , and I was left with a lot of debts so I owed about 16000, at the time, iv been able to put all my debts as one payment, so far iv payed just over 6,000 pounds in the last 5 years I'm glad I did turn to step change, they have helped me sort out my debts and now iv been able to sleep at night Reviewed on: 24th May 2025

I contacted StepChange debt management after I discl...

I contacted StepChange debt management after I disclosed to my partner my financial situation. From the moment I contacted the charity I felt like a huge wait had been lifted from my shoulders. They were so supportive and contacted all my debt company’s on my behalf. They put together a payment plan that I could afford. It’s been almost 6 years but in October this year I will be debt free.i can’t thank them enough, they do an amazing job. I couldn’t be where I am now without there help and support. Reviewed on: 1st May 2024

My debt was spiraling out of control and i was unabl...

My debt was spiraling out of control and i was unable to cope. I reached out to step change and I've now got a debt plan which now allows me to see a way forward. Reviewed on: 1st May 2024

Did not get the result I hoped for.

Did not get the result I hoped for. Reviewed on: 1st May 2024

I found myself in a lot of financial difficulty and...

I found myself in a lot of financial difficulty and this company gave me a light at the end of the tunnel and took a lot of stress off my mind Reviewed on: 1st May 2024

The overall experience with stepchange has been posi...

The overall experience with stepchange has been positive very helpful staff once you get though to them sometimes it can take a while to do so but once you are there they are very helpful Reviewed on: 1st May 2024

The only people I’d recommend with debt

I was terrified of my debt and when I turned to Stepchange I wasn’t sure what to expect. What I got was kind, constructive and positive support when - and how - I needed it most. Also, they aren’t like the cowboys who charge you for the service. As a charity they support you without adding to your debt. I can’t praise them enough. Reviewed on: 1st May 2024

I never thought I would be able to tackle my issues...

I never thought I would be able to tackle my issues with debt but with the help of step change I will be able to do it, what a relief brilliant work! Reviewed on: 1st May 2024

Life-savers. Don't delay in asking them for help.

I found out about stepchange when I was in a very difficult situation struggling with debts. From the very first call until this day (it's been quite a few years) they made me feel less worried and are always kind and helpful. They've taken charge so I don't need to deal with the stressful letters and calls anymore. I can focus on my poor health instead. They've been life-savers I cannot recommend them more strongly. Reviewed on: 1st May 2024

I can sleep at night now

I can sleep at night now They helped me out of a hole caused by my abusive ex and now I am not scared of anyone coming to the door now. Reviewed on: 1st May 2024

Very helpful and understanding and not judgemental,...

Very helpful and understanding and not judgemental, polite and courteous and made the process of applying for help easy and stress free Reviewed on: 1st May 2024

Do you have a different StepChange product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Debt collection
from Ayom Debt Recovery 1.48 from 87 reviews
Advice service
from Debt Free Advice 5.00 from 5 reviews
Debt Solutions
from Abacus 4.68 from 6 reviews

Want to see more from StepChange?

Mortgage Broker
from StepChange 5.00 from 6 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub