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StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.95 (16646 reviews)

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4.95

Based on 16,646 reviews, last reviewed 11th May 2026

92850% increase in 5 star reviews

in the past 90 days

900% increase in 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

Step Change helped us take back control. Step change really helped us get back on our feet, we felt overwhelmed but the people there really help us get back ahead of everything and now we are... Read more Reviewed on: 11th May 2026

Latest lowest rating:

2

Wouldn't recommend The customer service team I find to be very slow in responding, and I have sometimes had to send the same information a few times as they have clearly... Read more Reviewed on: 9th May 2026

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About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (16646)

Review of the StepChange, Debt advice:

Great, helpfully service

Really helpfull and knowledgeable people. The advisor gave me advise and guided me through the whole process to set up my debt management plan. Now, I don't wake up during the night worrying because I know my financial situation getting and my debt is reducing. Reviewed on: 7th June 2025

people were just so helpful and friendly, they helpe...

people were just so helpful and friendly, they helped with how to go forward with my son's debt and other help that he might need, they supported us taking the right steps for him and contacted the companies, which really helped in taking the stress off of us, and made a difficult situation so much easier for us, I can't thank them enough for all their help Reviewed on: 1st May 2024

Amazing service- no stress debt solution

They have took the stress out of me dealing with debt. I will be debt free in under a year now- it started at £15k. Reviewed on: 1st May 2024

So very supportive and helpful at a very difficult t...

So very supportive and helpful at a very difficult time. Reviewed on: 1st May 2024

During Covid I got into financial difficulties

During Covid I got into financial difficulties, I contacted Stepchange and the advisor talked me through all of the available options and was very sympathetic. I can now see the light at the end of the tunnel and can sleep sound at night. I can’t thank them enough Reviewed on: 1st May 2024

An excellent organisation

Took away a huge amount of stress when I couldn't cope with life in general Reviewed on: 1st May 2024

StepChange are a life saver

StepChange have been excellent and very patient from the start. I was nervous about reaching out about my debts but as soon as I finished talking with them, I felt so much better and like there was a light at the end of the tunnel. I now feel I can breathe a little and some weight off of my shoulders. StepChange are wonderful and so helpful at every stage. Thank you. Reviewed on: 1st May 2024

Really helpful sorted debts into manageable amounts...

Really helpful sorted debts into manageable amounts dealing with creditors Reviewed on: 1st May 2024

When I found myself in what seemed like an impossibl...

When I found myself in what seemed like an impossible situation regarding my debt I spoke with the people at Stepchange : Debt Management and they showed me in straight forward honest discussions that there was a solution to my debt predicament . I joined Stepchange and have been making payments that I can afford and I have found the team at Stepchange are always there to advise and help me make correct decisions as to best way forward. Reviewed on: 1st May 2024

Before I spoke to them I felt I was trapped in a deb...

Before I spoke to them I felt I was trapped in a debt spiral following my divorce. StepChange helped me by talking to my creditors and arranging a payment plan at no cost. I now have a manageable debt payment that’s given me my life back. Reviewed on: 1st May 2024

You are not alone

I was worried at first about discussing my debts but they was non judgemental and made me feel I wasn't on my own. We went through all my options and we come up with a plan together what was right for me, they was very understanding and I felt so relieved afterwards Reviewed on: 1st May 2024

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