Smart Money People Logo

StepChange: Debt advice reviews

4.95
Based on 16,515 reviews, last reviewed 9th May 2026
86550% increase in 5 star reviews
in the past 90 days
900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

.Don't be ashamed to ask for help I am in my 70s and was embarrassed to be in debt . Step Change have been incredibly helpful getting my debt under control which has helped me regain ... Read more Reviewed on: 9th May 2026
Barbara. Scott's avatar
Barbara. Scott

Latest lowest rating:

1

Terrible advice - got me into very long term de... Very very poor advice got me into very long term debt I would never recommend this service. I should have just gone bankrupt, instead I was stupid an... Read more Reviewed on: 8th May 2026
Darren M's avatar
Darren M

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (16515)

Review of the StepChange, Debt advice:

I was a nervous wreck with debts piling up after bei...

5
I was a nervous wreck with debts piling up after being made redundant. Stepchange was recommended by a family member and it was the best thing I ever did. They talked me through everything and set up a manageable payment scheme. Reviewed on: 19th May 2024

Stepchange my saviour

5
Stepchange worked so hard to find a plan that would clear my large debt. I'm totally gratefully for there professionalism and patience in sorting out my finances for me. Reviewed on: 1st May 2024

I suffer from anxiety and depression and struggle on...

5
I suffer from anxiety and depression and struggle on phone calls and so step change have supported me online via email and over the phone with debt advice and debt management Reviewed on: 1st May 2024

PROFESSIONAL AND KNOWLEDGEABLE TEAM.

5
PROFESSIONAL AND KNOWLEDGEABLE TEAM. PUT MY MIND AT EASE Reviewed on: 1st May 2024

Free impartial advice.

5
Free impartial advice. Easy to understand, holds your hand through every step. Reviewed on: 1st May 2024

Brilliant organisation

5
I felt comfortable, reassured and helped with my finances. Staff were so understanding and non-judgemental. I have anxiety and they really helped me Reviewed on: 1st May 2024

Life changing.

5
Life changing. It changed my life. Reviewed on: 1st May 2024

Stepchange assisted with all my financial problems.

5
Stepchange assisted with all my financial problems. Not sure what I would have done without there help. Reviewed on: 1st May 2024

Debt black hole to almost debt free

5
Stepchange have helped me to navigate repaying and staying on top of my debt commitments over the past 8 plus years. I am almost finally debt free and it’s been made easier knowing that I contact Stepchange many years ago. Reviewed on: 1st May 2024

Peace of mind.

5
From 'Day One', all that I have ever experienced is with the knowledge that i am truly in good hands!! Every single person that I have dealt with has been nothing other than reassuring, putting my worries aside. I thank each and everyone! Reviewed on: 1st May 2024

Life changing, truly wonderful and caring service

5
Life changing, truly wonderful and caring service Reviewed on: 1st May 2024

Do you have a different StepChange product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from StepChange?

  • Mortgage Broker

    from StepChange 5.00 from 6 reviews
    StepChange
    View all products