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StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.95 (16653 reviews)

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4.95

Based on 16,653 reviews, last reviewed 11th May 2026

93200% increase in 5 star reviews

in the past 90 days

900% increase in 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

STEP CHANGE LIFESAVER If you are serious about getting your life together again, step change, debt, advice will help you take the pressure off. Then you can begin to rebuil... Read more Reviewed on: 11th May 2026

Latest lowest rating:

2

Wouldn't recommend The customer service team I find to be very slow in responding, and I have sometimes had to send the same information a few times as they have clearly... Read more Reviewed on: 9th May 2026

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About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (16653)

Review of the StepChange, Debt advice:

It was absolutely fantastic help from start to finish.

It was absolutely fantastic help from start to finish. It took 8 days in total. I'm sitting here now a lot happier than I was 3 weeks ago. They put me forward (against their recommendation) for a DRO, which was passed 2 weeks ago, and because I have their backing, I have been able to liaise with my creditors a lot easier, and they have actually helped me due to my underlying health issues. Thank you to them all from Stepchange and also Money Wellness (the people who organised my finances and submitted my DRO application) From the bottom of my heart, THANK YOU. They all deserve credit and praise for their hard work. Reviewed on: 24th August 2024

From unmanagabel debt to a working debt management plan

I found myself in pretty severe financial difficulties about six months after the Pandemic Lockdown finished with reduced work and difficulty in finding other options to replace lost income. I contacted my bank and they directed me to StepChange. It was a tentative first contact that quickly became easier as I was listened to, was given sound advice and eventually had an agreed DMP (Debt Management Plan) put into place. Ever since money management has become easier but most of all thanks to an outstanding professional sevice from StepChange, I have left behind worrying myself sick trying to cope with everything financial on my own i am now able to function. Reviewed on: 1st May 2024

Bad debt

I was in debt and could cope it was affecting my health bad.After contacted step change they help me with my problems got it touch with my credits and stop all the interest made a repayment plan that I coy afford I would have been lost with out them I now have my life back THANKs Reviewed on: 1st May 2024

Life changing support

Since signing up for a DMP with step change our lives have changed for the better. The feeling of our debit being cleared and being able to afford to live is amazing. There was no judgement from the advisors about our situation and everyone we’ve spoken to has been supportive and empathetic. Reviewed on: 1st May 2024

Brilliant very helpful and easy to use system .

Brilliant very helpful and easy to use system . The main difficulty was analysing expenditure. Staff were helpful and I have peace of mind. Reviewed on: 1st May 2024

Amazing service & gives you peace of mind

Amazing service & gives you peace of mind Reviewed on: 1st May 2024

Excellent . Go out of there way to help

I can’t speak to highly of Stepchange with there help and guidance they have turned my life around . They are always there to give any help and advice when needed . Excellent service Reviewed on: 1st May 2024

Step Change make a huge difference

Step Change have helped me get my debts under control and become manageable. They helped pick me up when I was in crisis and didn’t know where to turn, and I can now see a light at the end of the tunnel. They explain everything and never judge you for being in debt which helps a lot. Paying the debt off by direct debit to Step Change and getting a monthly statement and yearly review, helps me to know exactly what I owe and to whom. It also gives me an end date by which the debt will be repaid which is great to work towards. I would have struggled to have coped without Step Change’s advice and guidance, and I would definitely recommend them to anyone who finds themselves in the same position and struggling. Reviewed on: 1st May 2024

They have been my lifesaver so helpful non judgement...

They have been my lifesaver so helpful non judgemental & professional I highly recommend them Reviewed on: 1st May 2024

Compassionate and efficient

Really compassionate and caring, good at getting the job done. Reviewed on: 1st May 2024

My personal experience with Stepchange is excellent.

My personal experience with Stepchange is excellent. The reason I put a 1 for recommendation, is just hoping that I would never have too. Reviewed on: 1st May 2024

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