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StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.92 (18661 reviews)

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4.92

Based on 18,661 reviews, last reviewed 10th Jul 2026

126000% increase in 5 star reviews

in the past 90 days

1600% increase in 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

StepChange have helped me become debt free, I comple... StepChange have helped me become debt free, I completed the budget form and entered in the amount that I owed and they gave me a plan to pay off my de... Read more Reviewed on: 10th July 2026

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026

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About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (18661)

Review of the StepChange, Debt advice:

Excellent service all round

Cannot praise enough everyone I have dealt with has been most helpful in some cases over and beyond what I would have expected they have certainly got us back on the road to recovery with a sensible affordable plan Reviewed on: 8th July 2020

I reccomended step change regularly in my day to day...

I reccomended step change regularly in my day to day life but also in my professional role. They are free and super easy to use. Reviewed on: 15th May 2024

Very efficient

Very friendly staff. Very helpful. Not judgemental. Very efficient. Have never had any problems since being with them Reviewed on: 15th May 2024

Step change advice!

I found myself in unmanageable debt and felt like I had nowhere to turn. I found step change who provided free, independent and invaluable support and advice. This was quick and efficient, they contacted debtors on my behalf and acted as a conduit with expertise that I simply don't have. I am now close to being debt free and placing this part of my life behind me Reviewed on: 15th May 2024

Excellent service with StepChange

We've had great experience with StepChange with regards to customer service,helping us manage our debt and it gives us peace of mind. Because everything is set up into one payment plan and they do the rest to divide up the monthly payments to the creditors. They've help us stay in control of our finances and not get into more debt than what we are paying off. Reviewed on: 15th May 2024

StepChange were literally a life saver.

StepChange were literally a life saver. Without them I woiuld never had gotten clear of my debts. They listened, understood and sought a solution to my problems, making sure everything was in my best interest. Reviewed on: 15th May 2024

Amazing company

The support I received from Step Change has been amazing. I felt like there was no way out, but they changed that for me and took the majority of the burden. Even after being with them for just a few months, they helped me set up a plan to tackle a new debt that had arisen, without any hesitation or criticism. Reviewed on: 15th May 2024

Without step change I could not have managed

Without step change I could not have managed Reviewed on: 15th May 2024

Careful understanding of my problem and clear advice...

Careful understanding of my problem and clear advice on possible solutions. Reviewed on: 15th May 2024

So helpful and easy

Stepchange have been sonhelpful helping me set up and manage a debt management plan. Took a huge weight off my shoulders and they were so great and easy to deal with. They always keep me informed so I know of any changes. Reviewed on: 15th May 2024

I found myself going down a rabbit hole of paying of...

I found myself going down a rabbit hole of paying off credit card, overdraft, loans and catalogue debts and seemingly getting nowhere of paying them off. My dad died recently and this, on reflection made my situation more hard to manage and I was burying my head in the sand.i had not had any arrears with my commitments but at the same time had hit a brick wall with the merry go round of paying these off month by month.i had contacted one of my creditors to explain my difficulties and they straight away told next contact Stepchange. Once I had made contact, gone through what I owed and agreeing on an amount each month to meet my payment to reduce what I owed I immediately felt the weight of everything leave my shoulders. That was around two years ago and I have gradually watched as my debt has gotten smaller and smaller ! I am so pleased with myself and am very thankful to Stepchange for their gracious help, understanding and non judgmental support in this matter. If you are experiencing any financial problems and find you are struggling like me then do not hesitate to make that first step ! Make that call and make positive changes in your financial life to help every day life brighter and more positive Reviewed on: 15th May 2024

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