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StepChange: Debt advice reviews

4.95
Based on 16,684 reviews, last reviewed 12th May 2026
94750% increase in 5 star reviews
in the past 90 days
900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
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0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use I found them easy to use doing it all online and everything was set up with ease. Reviewed on: 12th May 2026
Mark D's avatar
Mark D

Latest lowest rating:

2

Wouldn't recommend The customer service team I find to be very slow in responding, and I have sometimes had to send the same information a few times as they have clearly... Read more Reviewed on: 9th May 2026
CharleyM's avatar
CharleyM

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (16684)

Review of the StepChange, Debt advice:

It was absolutely fantastic help from start to finish.

5
It was absolutely fantastic help from start to finish. It took 8 days in total. I'm sitting here now a lot happier than I was 3 weeks ago. They put me forward (against their recommendation) for a DRO, which was passed 2 weeks ago, and because I have their backing, I have been able to liaise with my creditors a lot easier, and they have actually helped me due to my underlying health issues. Thank you to them all from Stepchange and also Money Wellness (the people who organised my finances and submitted my DRO application) From the bottom of my heart, THANK YOU. They all deserve credit and praise for their hard work. Reviewed on: 24th August 2024

If you have any sort of debt - contact StepChange.

5
StepChange fought mum’s corner and arranged a debt management plan with a credit card company for a debt that wasn’t hers. It belonged to another card holder on the account. She has never been in debt and StepChange sorted the debt out with the company for a debt repayment plan. If you have any sort of debt which you need help with, please get in touch with StepChange - they are helpfu, non-judgemental and very approachable- they also know how best to help. Mum now has peace of mind with the plan StepChange put in place for her. Reviewed on: 1st May 2024

Step change is an amazing company.

5
Step change is an amazing company. We were constantly worried about money and debt was accumulating because of interest. Having a debt management program has saved our lives Reviewed on: 1st May 2024

This year I shall be debt free thanks to steps provi...

5
This year I shall be debt free thanks to steps providing help and support a lifeline xxc Reviewed on: 1st May 2024

My money management with Stepchange has been so easy...

5
My money management with Stepchange has been so easy the staff are very professional and make this process so simple Reviewed on: 1st May 2024

Staff at stepchange are very helpful and compassion

5
Staff at stepchange are very helpful and compassion Reviewed on: 1st May 2024

Great debt management service , stops the hassle and...

5
Great debt management service , stops the hassle and worry from owing credit card debt that has spiralled out of control (mostly because of their charges)! Reviewed on: 1st May 2024

Excellent service

5
Very professional service. They are very helpful. Reviewed on: 1st May 2024

Could be better

4
I am overall pleased with the help I have received with my debts. If an issue arises I am responsible for contacting my creditors which is challenging with anxiety issues so I would rather they offered this service. Reviewed on: 1st May 2024

Simple and easy to use.

5
Very easy to understand and access to my account is simple. Reviewed on: 1st May 2024

Life help

5
I had a large debt which i was having trouble making the payments on . Stepchance helped me get it sorted out . Reviewed on: 1st May 2024