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StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.92 (18661 reviews)

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4.92

Based on 18,661 reviews, last reviewed 10th Jul 2026

126000% increase in 5 star reviews

in the past 90 days

1600% increase in 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

StepChange have helped me become debt free, I comple... StepChange have helped me become debt free, I completed the budget form and entered in the amount that I owed and they gave me a plan to pay off my de... Read more Reviewed on: 10th July 2026

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026

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About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (18661)

Review of the StepChange, Debt advice:

Step change is outstanding so effective

I have reduced my indebtedness within a short period and look forward to wiping it completely Reviewed on: 5th August 2021

In November 2019, I was forced to face my financial...

In November 2019, I was forced to face my financial situation. It wasn’t pleasant, I couldn’t pay my debts, I didn’t have enough money to live on and I felt powerless and had a lot of shame. Calling Stepchange was one of the most difficult calls I’ve ever had to make but from the moment I spoke to someone there, things started to change. I felt first and foremost that someone was on my side and they helped me to believe I could move forward and be debt free one day. Now I won’t be debt free for a couple of years yet but I do know I will be. Working with Stepchange has changed me and my attitude towards money and having ‘things’. I am now in control of my financial situation, I live within my means and appreciate the things I have got. This approach of a step at a time, reviewing things regularly and the pastoral care provide is empowering in a way I can’t explain, and all this knowledge, support and care is provided by people I will never meet… I am grateful for all the support I have received so far and once I hit the zero balance, will be forever grateful as I will have complete control of my financial situation and therefore my life. Reviewed on: 7th May 2024

My terrible period your (Stepchange) help is gratefu...

My terrible period your (Stepchange) help is grateful me. Definitely I didn’t get your help I talked wrong decision. Reviewed on: 7th May 2024

I no longer have to worry about phone calls or lette...

I no longer have to worry about phone calls or letters demanding payments. My monthly outgoings were 5 times higher than I am paying now. I no longer need to speak to any of my creditors, they are dealt with directly by step change. Reviewed on: 7th May 2024

Thanks You!

I am writing to express my heartfelt gratitude to StepChange Debt Charity for the exceptional support they have provided me in managing my debts. From the very first interaction, it was evident that StepChange operates with a genuine commitment to assisting individuals facing financial challenges. The professionalism and empathy demonstrated by their team have been truly commendable throughout my journey. Furthermore, the accessibility of their services, whether through phone consultations or online resources, ensured that I always had the assistance I needed whenever questions arose. Thanks to StepChange, I now feel more in control of my finances and equipped with the tools to work towards a debt-free future. Their invaluable support has made a significant difference in my life, and I cannot recommend their services highly enough. In conclusion, I extend my sincerest thanks to StepChange Debt Charity for their unwavering commitment to helping individuals like myself achieve financial stability and peace of mind. Reviewed on: 6th May 2024

Amazing at taking the stress out of debt management

Just amazing at taking the stress out of managing your debts. They will do anything they can and are nin judgemental Reviewed on: 6th May 2024

Never let me down

very helpful and hard working people at Step change.They gave me peace of mind.. So l do not worry about the debt. that the HMRC bought on me. They had me on the wrong Tax Code. Reviewed on: 6th May 2024

StepChange helped me agree a debt payment plan with...

StepChange helped me agree a debt payment plan with two banks. They have been helpful and supportive. Their staff are lovely and make you feel at ease when you call. I receive regular comms from them. They are a superb charity. Reviewed on: 6th May 2024

Very helpful, understanding and professional.

Very helpful, understanding and professional. If you need help give them a call. Reviewed on: 6th May 2024

I had to give up work suddenly through ill health an...

I had to give up work suddenly through ill health and found myself unable to pay off my credit cards any more. My bank, Nationwide, recommended Stepchange and they have sorted my finances for me and taken a huge weight off my shoulders, allowing me to pay off amounts I could afford to each of my creditors Reviewed on: 6th May 2024

I now live stress free knowing my debts are been pai...

I now live stress free knowing my debts are been paid and I don’t have debtors hounding me or stressing about money. It’s made me more financially aware and try to adhere to spending commitments Reviewed on: 6th May 2024

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