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StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.95 (16767 reviews)

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4.95

Based on 16,767 reviews, last reviewed 15th May 2026

98650% increase in 5 star reviews

in the past 90 days

900% increase in 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

Stepchange deal with my creditors because I don't ha... Stepchange deal with my creditors because I don't have to. I pay an amount of my debt which I can afford on a monthly basis. Reviewed on: 15th May 2026

Latest lowest rating:

2

Wouldn't recommend The customer service team I find to be very slow in responding, and I have sometimes had to send the same information a few times as they have clearly... Read more Reviewed on: 9th May 2026

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About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (16767)

Review of the StepChange, Debt advice:

Great, helpfully service

Really helpfull and knowledgeable people. The advisor gave me advise and guided me through the whole process to set up my debt management plan. Now, I don't wake up during the night worrying because I know my financial situation getting and my debt is reducing. Reviewed on: 7th June 2025

Since being with step change I have got back in cont...

Since being with step change I have got back in control of my money and I am more relaxed and happy in my self they have helped me so much to take control of my debts Reviewed on: 1st May 2024

Overwhelmed by debt? Make a change. With StepChange.

When I was at my lowest ebb, and struggling to cope after divorce, I honestly did not know where to turn. I was recommended to StepChange. They gave me advice, and help, but the fact that they did this with unlimited patience, understanding, and support. They also gave me the most precious thing of all. Hope. I have been using their services for a few years now, and am almost totally clear of debts. Absolutely amazing organisation, with the most amazing people! I've recommended them various times, and highly recommend them. Reviewed on: 1st May 2024

My life felt in a rut and at sometimes no way out th...

My life felt in a rut and at sometimes no way out they were understanding and helped me massively Reviewed on: 1st May 2024

Helpful understanding people

Helpful understanding staff made a huge problem manageable, made my decision on debt management easy to understand and accept Reviewed on: 1st May 2024

StepChange, simply amazing.

Quite simply put, without StepChange I would've been at rock bottom with no way up. They have a very simple but intuitive form to fill in with all your details, debts, etc and it's set up without any further input from yourself. Now instead of scraping pennies by at the end of the month, I make a reasonable payment to StepChange and even get to save a little money for any future problems. Reviewed on: 1st May 2024

Understanding, helpful and extremely professional

Understanding helpful and extremely professional Reviewed on: 1st May 2024

A free advisory service which helps people who have...

A free advisory service which helps people who have falling into debt.Ive had excellent service from them and only 3 months away from being debt free,Finally i would recommend stepchange debt charity to thoese in need of a financial pick up. Reviewed on: 1st May 2024

Very polite professional and very helpful

Very polite professional and very helpful Reviewed on: 1st May 2024

I was literally at the end of my tether when I calle...

I was literally at the end of my tether when I called Step change, they went through everything with me and I felt a weight had been lifted! Everything is now 1 manageable monthly payment. My only regret was not getting in touch with them sooner! Reviewed on: 1st May 2024

I was in a lot of debt and they have helped me to ma...

I was in a lot of debt and they have helped me to manage and reduce that debt since 2020. I should be debt free by September this year. They have helped me to stay on track with my money and to save money where I can. It’s changed my attitude to save money and only pay for things when I have the money to do so. I will not be going back to loans and credit cards when my plan finishes. Reviewed on: 1st May 2024

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