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StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.92 (18661 reviews)

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4.92

Based on 18,661 reviews, last reviewed 10th Jul 2026

126000% increase in 5 star reviews

in the past 90 days

1600% increase in 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

StepChange have helped me become debt free, I comple... StepChange have helped me become debt free, I completed the budget form and entered in the amount that I owed and they gave me a plan to pay off my de... Read more Reviewed on: 10th July 2026

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026

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About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (18661)

Review of the StepChange, Debt advice:

Step change have been my saviours

They have helped me more than any words can express and I will be grateful to them for the rest of my life Reviewed on: 8th July 2020

Step Change has made a massive life changing differe...

Step Change has made a massive life changing difference to my life, when i remember back to the dark times i had before i first made contact with step change i honestly thought i was doomed. The step change voice on the other end of the phone reassured me that everything would be ok, i cannot ever thank them enough for everything they have done, and are still doing to this day. If you are in debt and feel like there is no way out, then please please please call step change, they know how to help and are always there. Reviewed on: 4th May 2024

I was honestly and truly suicidal

I was in a bad situation during civil, I was suicidal I didn't know how to pay back my creditors, than I was told about Stepchange, they completely dealt with my problem, I will always remember this and everyone at stepchange are so caring understanding and supportive, I can't express in words just how grateful I am to them... Reviewed on: 4th May 2024

StepChange Transforming the impossible to the possible

StepChange does not judge you if you have a debt problem. They treated me everytime with time, patience and support. I've had a horrible time with debt, and StepChange literally took away the horror of it all, and helped make my debts manageable. I'm halfway through paying off my debts. I no longer have sleepless nights, or live in fear of what the post might bring from my creditors. If you have a problem with debt, then I strongly urge you to pick up the phone and contact StepChange. It free and confidential and I could not do what I am doing (paying off my debts) without thier help. They have helped transform the impossible to the possible. Reviewed on: 4th May 2024

I have an excellent and supporting experience

I have an excellent and supporting experience Reviewed on: 4th May 2024

Supportive

Helping us through difficult times, and supporting us to pay our bills Reviewed on: 4th May 2024

StepChange changed my life!

StepChange have literally changed my life, I let my debts get on top of me, I was loosing sleep worrying about money, I couldn’t see away to resolve it. I contacted them and they were brilliant. They didn’t judge me but really helped and advised me of what to do next. I’m currently less than 12 month late away from being debt free! Reviewed on: 4th May 2024

Extremely helpful & understanding.

Extremely helpful & understanding..helped me thoroughly through my financial difficulties Reviewed on: 4th May 2024

Step change has helped me so much with my debts.

Step change has helped me so much with my debts that I don’t worry any more. Reviewed on: 4th May 2024

Step Change

Incredible service, life changing charity, for people crippled by debt. Excellent support Reviewed on: 4th May 2024

Stepchange were a lifesaver.

Got into debt after being treated for cancer and was contemplating suicide. National Debt Helpline referred me to Stepchange. They were non-judgemental and so helpful. They arranged a DMP which I've been able to stick to. Reviewed on: 4th May 2024

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