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StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.92 (18631 reviews)

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4.92

Based on 18,631 reviews, last reviewed 16th Jun 2026

187900% increase in 5 star reviews

in the past 90 days

1500% increase in 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

of great help during times of financial cri... Been of great help during our times of financial crisis Reviewed on: 16th June 2026

Latest lowest rating:

1

WOULD NOT RECOMMEND Very poor level of service. I haven't had a reply to an email or chase ups for almost 2 months. They have said they haven't received payments when the... Read more Reviewed on: 10th June 2026

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About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (18631)

Review of the StepChange, Debt advice:

Dare to hope,!

I have been very ill with cancer. During my treatments I took my eye off the ball as the saying goes. Was too ill to deal with post and many many calls from people demanding money. I was becoming paranoid about the phone,the postman. Well debts don’t go away I didn’t know where or who to turn to, my life was such a mess, I was even contemplating ending it all. A friend came here and said why don’t we ring Stepchange the debt charity. I had nothing to lose but from that very first call, they made me feel like we can sort this out together and took me through every single step. Every person I spoke with was efficient,nothing was too much trouble, kind and compassionate. Made me feel like perhaps I could live a life. Am not the only person this happens to. Quite a bit of paperwork which I found daunting but even if I was stuck on silly questions I always got a real person to speak with. I can’t praise them high enough Reviewed on: 27th August 2024

Sort it yourself, be less stressful

Gave them a list of mental health issues, and then gave me a DMP that aggravated each of them, random payment dates, I mean I was paid, "every two weeks" I told em, dwp, and the amount they suggested left me unable to afford hrt on top of that, so yeah, avoid if you aren't a cishet neurotypical person without a brain injury Reviewed on: 2nd May 2024

Very helpful and friendly people

Very helpful and friendly people Reviewed on: 2nd May 2024

Very helpful in tough times very helpful people to t...

Very helpful in tough times very helpful people to talk things over and put your mind at rest Reviewed on: 2nd May 2024

My experience with step change has been life changin...

My experience with step change has been life changing and has helped reduce my stress and anxiety regarding my debts. Always willing to help and set out the correct plan and structured for the best all round. Reviewed on: 2nd May 2024

Such a relief having Stepchange handle my creditors!

Such a relief having Stepchange handle my creditors! They are brilliant and so caring and no more debt letters as Stepchange deal with all of them! Majority of creditors don’t add any interest so you just pay towards the amount you owe! Reviewed on: 2nd May 2024

Life Saver

Amazing experience. Really helped me put my mind at rest. Super efficient. Very practical and helpful with an easy to use website Reviewed on: 2nd May 2024

Brilliant service really helped me when I needed it...

Brilliant service really helped me when I needed it the most. Easy to sort and they listen to you without judging Reviewed on: 2nd May 2024

Excellent debt management company.

Excellent debt management company...with their excellent debt management service Reviewed on: 2nd May 2024

Made me feel in control

very helpful they listened to my problems and were very happy to assist me in any way possible. Reviewed on: 2nd May 2024

Amazing support and guidance during a really difficu...

Amazing support and guidance during a really difficult time in our lives Reviewed on: 2nd May 2024

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