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StepChange: Debt advice reviews

4.95
Based on 16,764 reviews, last reviewed 14th May 2026
98500% increase in 5 star reviews
in the past 90 days
900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
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0%
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0%
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Latest highest rating:

5

Absolutely amazing in taking care off all the debts... Absolutely amazing in taking care off all the debts in a way that they are streamlined in lone easy payment with no more harassment from the debt coll... Read more Reviewed on: 14th May 2026
Lucas Gil's avatar
Lucas Gil

Latest lowest rating:

2

Wouldn't recommend The customer service team I find to be very slow in responding, and I have sometimes had to send the same information a few times as they have clearly... Read more Reviewed on: 9th May 2026
CharleyM's avatar
CharleyM

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (16764)

Review of the StepChange, Debt advice:

Steps to mindful financial management

4
Step Change provided informative and easily accessible financial management support, at a time when I felt overwhelmed by debt and without any other alternative repayment options. Reviewed on: 9th June 2025

Excellent service

5
Non judge mental , will help you with all your debt problems , excellent service Reviewed on: 14th July 2023

Just the help I needed at a very challenging time

5
Step change has been so simple, straightforward and easy to use. I was in a very difficult position financially with costs escalalting uncontrollably and I could no longer afford my payments. With the help from Step Change I have been able to take control, make the payments I can afford and gte my finances back on track. In a few more years I will have paid off all my debt and be debt free. Thank you Step Change, a real life saver. Reviewed on: 14th July 2023

They are Fantastic & Help you every step of the way.

5
Step change certainly has changed our life's for the better, We couldn't of done it without there help & encouragement. They are so helpful & really easy to talk to. They talk you through each step of the way either on the phone or through email or text. Please do not leave your bills to late as we did. Contact Step Change. Reviewed on: 14th July 2023

100 % perfect

5
100% perfect service service in what was a really difficult time, and they helped so much couldn’t do any more for you thank you Reviewed on: 14th July 2023

Amazing service!!

5
Step change made it really easy to arrange my debt management plan. They took time to explain things in an easy to understand way. It was relatively straighf forward to set up and the advisors were patient and made me feel it ease. I feel that a weight has been lifted off my shoulders and that's all thanks to step change. Reviewed on: 14th July 2023

An enormous support in managing my debts

5
I got into debt when my work dried up. I survived for a couple of months on credit cards. Unsurprisingly I got to the point where I could no longer afford the monthly repayments. Step Change proved a huge support with helpful and knowledgeable options. I would recommend them to anyone who is struggling with a debt problem. Reviewed on: 14th July 2023

Stress relief

5
I was struggling to make ends meet but step change helped me sort out all my depts into one monthly payment. Saving me £300 a month, I will be dept in 4 years . THANKYOU. Reviewed on: 14th July 2023

Peace of mind

5
Amazingly caring, understanding and non judgmental! Knowledgeable staff and top class service! Thank you! Reviewed on: 14th July 2023

Fantastic help and advice

5
Step change are a fantastic organisations, very knowledgeable and fantastic customer care. Reviewed on: 14th July 2023

Step Change of life!

5
Without these people, my debt problems were just getting worse and worse. Step Change helped me to turn my life around. I am now on my way to a debt free future. Reviewed on: 14th July 2023