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StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.92 (18646 reviews)

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4.92

Based on 18,646 reviews, last reviewed 25th Jun 2026

188500% increase in 5 star reviews

in the past 90 days

1600% increase in 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

Supported me through every stage of my IVA Completed an IVA with StepChange — it ran longer than planned thanks to emergency spending and furlough, but they were solid throughout. Never felt li... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026

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About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (18646)

Review of the StepChange, Debt advice:

Dare to hope,!

I have been very ill with cancer. During my treatments I took my eye off the ball as the saying goes. Was too ill to deal with post and many many calls from people demanding money. I was becoming paranoid about the phone,the postman. Well debts don’t go away I didn’t know where or who to turn to, my life was such a mess, I was even contemplating ending it all. A friend came here and said why don’t we ring Stepchange the debt charity. I had nothing to lose but from that very first call, they made me feel like we can sort this out together and took me through every single step. Every person I spoke with was efficient,nothing was too much trouble, kind and compassionate. Made me feel like perhaps I could live a life. Am not the only person this happens to. Quite a bit of paperwork which I found daunting but even if I was stuck on silly questions I always got a real person to speak with. I can’t praise them high enough Reviewed on: 27th August 2024

Step changed helped me massively with my debts .

Step changed helped me massively with my debts . Reviewed on: 1st May 2024

They are absolutely fantastic, they sorted all my de...

They are absolutely fantastic, they sorted all my debts and contacted my creditors so I didn't have anymore added stress. Reviewed on: 1st May 2024

Can't speak highly enough about them, first class se...

Can't speak highly enough about them, first class service and help Reviewed on: 1st May 2024

Any time I've had communications with people at Step...

Any time I've had communications with people at StepChange they've always been very friendly and helpful. It's made dealing with debt so much more manageable. Reviewed on: 1st May 2024

Stepchange has helped

Stepchange has helped destress debt management Reviewed on: 1st May 2024

Aa huge relief to have this support.

All the people I have spoken to have been most helpful and supportive. Reviewed on: 1st May 2024

Life saving

Stopped all the phone calls from debtors and was easy to set up and affordable to my circumstances Reviewed on: 1st May 2024

Great support and guidance

Support and guidance is free of charge and depends on your circumstances. All arranged online which was very convenient too. Reviewed on: 1st May 2024

I was going through stressful period due to my debt.

I was going through stressful period due to my debt. Wasn’t sure what to do. I was advised to contact step change. Step change charity understood my debt level exactly how I would have felt and gone through tough time. Plan was made to ease my life. Now debt management plan helps to manage my finances better way. Without step charity, my life would have been awful and can’t imagine how I alone delt my debt level which was killing me every day, Reviewed on: 1st May 2024

nothing short of life changing

StepChange has changed my life by enabling me to get control of my finances. They were kind, professional and helpful throughout the process, without a whiff of judgement about the terrible financial pickle I’d got myself into. Reviewed on: 1st May 2024

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