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Tembo Money: Lifetime ISA reviews

Name: Lifetime ISA
Rating: 4.91 (1975 reviews)

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4.91

Based on 1,975 reviews, last reviewed 13th Feb 2026

126800% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

92%

1 star

Latest highest rating:

5

Good Rates Their rates are very competitive and they are well experienced. Reviewed on: 13th February 2026

Latest lowest rating:

2

When you have an issue they do everything to avoid t... When you have an issue they do everything to avoid taking responsibility Reviewed on: 3rd February 2026

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About this product

You can open a Tembo cash lifetime ISA or a stocks and shares lifetime ISA by downloading the app and depositing a minimum of £1.

Tembo doesn’t charge monthly subscription fees for the lifetime ISAs, but there is an annual platform fee for the stocks and shares lifetime ISA.

Tembo lifetime ISA reviews help you find out what it’s really like to be a customer. If you’ve used Tembo before, you can also leave a review and share your experience.

Tembo Money Lifetime ISA reviews (1975)

Review of the Tembo Money, Lifetime ISA:

Great LISA, great app

I managed to get my TEMBO LISA set up the year before last, just before the tax year ended. It's worked out well and I've been able to save consistently with the LISA and also with the interest rate which is particularly high. I've been really impressed by the consistency and ease of the app and interface. Nice and clear. The new instant cash ISA is also really helpful and gives me a place to park my money outside my other bank accounts until the new tax year starts so I can move it into the LISA. Reviewed on: 24th January 2025

Free mortgage advice at Tembo

Tembo is a great bank. They offer plenty of support for first time buyers and the free mortgage advice is a bonus. Reviewed on: 4th February 2026

ISA transfer

Took about 6 weeks to transfer an ISA despite claiming they could do it in 15 days. Otherwise good. Reviewed on: 4th February 2026

I like the UI.

I like the UI. It's easy to set goals and see estimates Reviewed on: 4th February 2026

Easy to set up, competitive interest rate, good cust...

Easy to set up, competitive interest rate, good customer service Reviewed on: 4th February 2026

Tembo have market leading lifetime ISA rates.

Tembo have market leading lifetime ISA rates. I have had a positive customer experience thus far after transferring my ISA from another provider. Reviewed on: 4th February 2026

Good, does what it says on the tin type service.

Good, does what it says on the tin type service with no problems Reviewed on: 4th February 2026

Very good app and easy to use.

Very good app and easy to use. Ease of deposit and withdrawal. Reviewed on: 4th February 2026

Good experience

Good to use, user friendly, good interest rates, straightforward to switch into - what is not to like? Reviewed on: 4th February 2026

Glitch in the app when I first registered which mean...

Glitch in the app when I first registered which meant I couldn’t sign up - however this was fixed the next day and an email sent acknowledging the problem and informing that it had been fixed. I find the different options a little confusing but otherwise I’m happy with the service. Reviewed on: 4th February 2026

Great benefits

Great benefits whilst using Tembo. Fantastic interest rate, which you struggle to find with competitors. Loads of extra info on the app, such as money saving tips as well as advice for first time home buyers. Have definitely, and will continue to, recommend to anyone saving for a first home. Reviewed on: 4th February 2026

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