Smart Money People Logo

Tembo Money: Lifetime ISA reviews

4.91
Based on 1,992 reviews, last reviewed 3rd Mar 2026
128500% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
1 star
See only 1 star reviews
0%

Latest highest rating:

5

Tembo LISA I have been saving with Tembo using their lifetime ISA. It was easy to set up and the app is easy to use. I like that it sends you notifications when ... Read more Reviewed on: 3rd March 2026
Daisy 's avatar
Daisy

Latest lowest rating:

2

When you have an issue they do everything to avoid t... When you have an issue they do everything to avoid taking responsibility Reviewed on: 3rd February 2026
James's avatar
James

About this product

You can open a Tembo cash lifetime ISA or a stocks and shares lifetime ISA by downloading the app and depositing a minimum of £1.

Tembo doesn’t charge monthly subscription fees for the lifetime ISAs, but there is an annual platform fee for the stocks and shares lifetime ISA.

Tembo lifetime ISA reviews help you find out what it’s really like to be a customer. If you’ve used Tembo before, you can also leave a review and share your experience.

Tembo Money Lifetime ISA reviews (1992)

Review of the Tembo Money, Lifetime ISA:

Interesting interest rates!

5
I moved my lifetime ISA to Tembo & haven’t looked back, they’ve increased the Lifetime ISA interest rate 3 times in a row when other providers have decreased theirs…not much wonder they are the Lifetime ISA the market leader! Reviewed on: 21st January 2025

Came for LISA, will stay for life! Thanks Tembo!

5
Opened a LISA with tembo, before joining i had no clue how it worked. But tembo not only did these short easy to understand bite sized articles tailored to different circumstances that helped me understand how it works, but also really supportive customer service who were just always there to guide and support. Then i got to know they also do market leading interest rates, was just the cherry on the cake. I think it is underestimated how important friendly, non judgemental and less scary looking financial services are for women who often can be left out of money conversations from early childhood. Thanks Tembo! Reviewed on: 3rd February 2026

Easy to set up and easy to manage, no problems with...

5
Easy to set up and easy to manage, no problems with their service so far Reviewed on: 3rd February 2026

Amazing!

5
Saving with tembo has been so easy and simple. Having the timeline is really helpful for keeping my plans on track. Reviewed on: 3rd February 2026

Good interest, great customer service and app

5
Really easy app to use. Good interest available. Great customer service. Information on the app is easy to find and very user friendly. Reviewed on: 3rd February 2026

Tembo has literally made the impossible possible!

5
Tembo has literally made the impossible possible, I'm realistically saving up a deposit for a house. They're monthly newsletters keep me engaged with what is happening in the UK related to housing , being able to see what home I can afford in my desired aera and with a great community it has been amazingly positive time. Reviewed on: 3rd February 2026

My Tembo experience

5
I have has ZERO issues with Tembo from setting up my account, being straightforward and simple, to depositing money via direct debit and top ups, no problems at all! If any questions arose, the Tembo customer support team was on hand to help with my query answering on the same day! I’ve had a few different account types whilst trying to save, and Tembo has been hands down the best, simplest, fluent account I’ve had, I couldn’t recommend Tembo more! 12/10 for everything I have experienced so far! Reviewed on: 3rd February 2026

Tembo made it so easy to open a LISA!!

5
Tembo made it so easy to open a LISA and understand all of the benefits that come along with it! As a first time buyer I am so glad someone made it easy! Reviewed on: 3rd February 2026

Long term customer

5
I’ve been saving with them my house deposit for a number of years and it’s reassuring to see it increasing even when I’m unable to contribute to the pot! Reviewed on: 3rd February 2026

Tembo is really helping me to save money to make the...

5
Tembo is really helping me to save money to make the House dream come true. Reviewed on: 3rd February 2026

When I transferred in my ISA they were very helpful...

5
When I transferred in my ISA they were very helpful and had the best interest rate so that made it a no brainer. The app works great and I can see what limit I have left very easily. Reviewed on: 3rd February 2026

Do you have a different Tembo Money product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Tembo Money?

    View all products