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Tesco Bank: Car insurance reviews

2.48
Based on 528 reviews, last reviewed 6th Jan 2026
100% decrease in 5 star reviews
in the past 90 days
67% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
30%
See only 4 star reviews
11%
See only 3 star reviews
4%
See only 2 star reviews
2%
See only 1 star reviews
53%

Latest highest rating:

4

Very straight forward and good value for money Very straight forward and good value for money Reviewed on: 5th September 2025
Liv W 's avatar
Liv W

Latest lowest rating:

1

I have been a policyholder for over 25 years and hav... I have been a policyholder for over 25 years and have never been requested to provide a photograph of my driver's license, vehicle logbook, or proof o... Read more Reviewed on: 6th January 2026
Kai b's avatar
Kai b

About this product

Tesco car insurance has three levels of cover: Bronze, Silver and Gold.

If you buy a Tesco car insurance policy, you’ll have access to the accident helpline, seven days a week. If you’re a Clubcard holder, you’ll be able to get a discount on your premiums. If you have any queries about your policy, you can call the UK-based team.

Tesco car insurance reviews help you find out what it’s really like to be a customer. If you’ve used Tesco before, you can also leave a review and share your experience.

Tesco Bank Car insurance reviews (528)

Review of the Tesco Bank, Car insurance:

Took an extra 60% off me above what was quoted

1
On the 4th November, I got a price to transfer my tesco car insurance from my old car to my new one: £106.22 The person I spoke to said the quote would be saved on their system, so on the day of transfer (1 week later, Saturday 11th November), all I needed to do was give my policy details and the switch would be simple. I purchased the car as planned and when I phoned through, they said they had no record of a call and then they bumped the transfer price up from £106 to £167!!! They left me stuck in a situation where I had no choice but to give in to a 60% increase. I complained but they reiterated that they (conveniently) could find no record of offering me that quote and therefore, case closed. NEVER AGAIN! Reviewed on: 12th November 2023

They put you in false claim without letting you know

1
Very very bad experience They paid false claim on behalf of you without letting you know.even if you provide all evidence all claim staff are sleeping and drunk on work STAY AWAY Reviewed on: 18th June 2020

Affordable and relevant

5
Tesco car insurance meets the needs of customers and offers affordable and relevant quotes. Easy to use website and renewal. Excellent! Reviewed on: 5th May 2020

Great product, good value

5
I have had tesco car insurance for 3 years now and every year they provide with a reason to stay with them as a customer. Mainly the cost is brilliant compared to others and they offer fab customer service. Reviewed on: 27th April 2020

Good insurance company

4
Tesco car insurance are costomer freindly Reviewed on: 25th April 2020

Renewed car insurance without telling me. DO NOT USE!!

1
Tescobank have auto renwed my car insurance without even telling me in advance. I arranged other insurance as I do every year. They have taken over £400 from my account which takes me over my credit limit and I will now incur bank charges. I see many others have experienced this, DISGUSTING! Reviewed on: 7th February 2020

Accident Claim

5
I had an accident last night unfortunately writing my car off and damaging another car. From my first call 20 mins after the accident to my call the next morning to the Total Loss customer service team first rate service. Would highly recommend to my family and friends. Reviewed on: 6th February 2020

Unprofessional staffe

1
I'm was customer of this company since 5 years this year some one hit my car that was he's fault but Tesco company couldn't sort the matter out... All companies send awareness later before insurance expiry date my insurance has been expiry since three days and we weren't aware lucky i received letter your policy has been cancelled since three then I bought new insuy with different provider avoid unprofessional insurance company Reviewed on: 17th January 2020

Shit

1
I’ve literally been on this two months and they have fucked me over more than I can count. I get a letter in the post saying one thing and they do something else. They limit your miles for driving at peak hours. I WORK?????? honestly awful Reviewed on: 24th December 2019

Worst

1
Worst insurance company ever. Stay a way from them Reviewed on: 17th December 2019

Best Insurance broker

5
Got the cheapest last year and hoping to get one this year Reviewed on: 17th December 2019

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