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Tesco Bank: Car insurance reviews

2.48
Based on 528 reviews, last reviewed 6th Jan 2026
100% decrease in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
30%
See only 4 star reviews
11%
See only 3 star reviews
4%
See only 2 star reviews
2%
See only 1 star reviews
53%

Latest highest rating:

4

Very straight forward and good value for money Very straight forward and good value for money Reviewed on: 5th September 2025
Liv W 's avatar
Liv W

Latest lowest rating:

1

I have been a policyholder for over 25 years and hav... I have been a policyholder for over 25 years and have never been requested to provide a photograph of my driver's license, vehicle logbook, or proof o... Read more Reviewed on: 6th January 2026
Kai b's avatar
Kai b

About this product

Tesco car insurance has three levels of cover: Bronze, Silver and Gold.

If you buy a Tesco car insurance policy, you’ll have access to the accident helpline, seven days a week. If you’re a Clubcard holder, you’ll be able to get a discount on your premiums. If you have any queries about your policy, you can call the UK-based team.

Tesco car insurance reviews help you find out what it’s really like to be a customer. If you’ve used Tesco before, you can also leave a review and share your experience.

Tesco Bank Car insurance reviews (528)

Review of the Tesco Bank, Car insurance:

Took an extra 60% off me above what was quoted

1
On the 4th November, I got a price to transfer my tesco car insurance from my old car to my new one: £106.22 The person I spoke to said the quote would be saved on their system, so on the day of transfer (1 week later, Saturday 11th November), all I needed to do was give my policy details and the switch would be simple. I purchased the car as planned and when I phoned through, they said they had no record of a call and then they bumped the transfer price up from £106 to £167!!! They left me stuck in a situation where I had no choice but to give in to a 60% increase. I complained but they reiterated that they (conveniently) could find no record of offering me that quote and therefore, case closed. NEVER AGAIN! Reviewed on: 12th November 2023

They are disrespectful employees and there was one l...

1
They are disrespectful employees and there was one lady who insulted me Reviewed on: 4th October 2024

Service they offer cannot be right.

1
Service they offer cannot be right. Wrote my car off before even viewing it. They agreed initially now not Reviewed on: 30th September 2024

Rip off company, praying in people.

1
Rip off company, praying in people. Purchased a new car 2024 . Provided a quote by Tesco which was reasonable. When I phoned up on day of delivery to provide registration number they added on £95extra despite being told giving registration number in day of delivery would be acceptable.. outrageous about avoid Reviewed on: 18th September 2024

Awful. Avoid

1
Awful. Nothing good whatsoever. Would never touch again even if I had to kill off my own mother to avoid them. Trust me - you need nothing to do with them. Reviewed on: 7th September 2024

.very poor service and experience

1
Would not expect my no claims from previous car only from when I purchased the car I was insuring it took 8 weeks to get box fitted never again Reviewed on: 6th September 2024

It was easy to arrange insurance

4
It was easy to arrange insurance Reviewed on: 4th September 2024

Absolute disgrace.

1
Absolute disgrace. Refuses to accept no claims proof and gave us a week to get it. Emailed us once and they then cancelled. Forst we knew about cancellation was a text message when they said it was cancelled. Refused to reinstate Reviewed on: 4th September 2024

Tesco Bank car insurance was so easy to arrange and...

5
Tesco Bank car insurance was so easy to arrange and the customer agent was really helpful in setting my insurance up,also Tesco Bank was the most competitive price,whereas other companies prices had sky rocketed my Tesco policy had risen by by a mere £5 from previous year,so I am one happy policy holder Reviewed on: 4th September 2024

competitive premiums for car insurance

5
Easy website to negate, most competitive premiums found on both comparison sites or going direct, on line visibility of policy and relevant documents Reviewed on: 4th September 2024

Accident

5
I have had a small accident with my car and Test Car Insurance were very professional and kept me updated at all times Reviewed on: 29th August 2024

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