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Tesco Bank: Clubcard credit cards reviews

4.00
Based on 324 reviews, last reviewed 22nd Jan 2026
200% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
57%
See only 4 star reviews
22%
See only 3 star reviews
9%
See only 2 star reviews
2%
See only 1 star reviews
10%

Latest highest rating:

5

Excellent Customer Services Staff. Every time I have contacted customer services they have always resolved my issue, their customer service staff are excellent, always polite, able to h... Read more Reviewed on: 22nd January 2026
Francis B's avatar
Francis B

Latest lowest rating:

1

Untrusty Credit Card when abroad. After contacting Tesco to inform them we were going abroad and being told that it was NOT necessary, my card was blocked when trying to make a substan... Read more Reviewed on: 7th November 2025
africa al's avatar
africa al

About this product

With Tesco Bank Clubcard credit cards, you can collect Clubcard points, spread the cost of larger purchases, help build your credit score and transfer balances.

There are a range of cards to choose from and the online eligibility checker shows if you’re likely to be accepted before you apply, protecting your credit score.

Tesco Bank Clubcard credit card reviews help you find out what it’s really like to be a customer. If you’ve used Tesco Bank before, you can also leave a review and share your experience.

Tesco Bank Clubcard credit cards reviews (324)

Review of the Tesco Bank, Clubcard credit cards:

Easy to use and Clubcard points too!

5
I signed up for this credit card because it was 0% interest for a long time. A credit card is a credit card usually - there's not much difference but at least if I had to be in debt, I was getting some Clubcard points to spend in Tesco. Additionally, the account was extremely easy to maintain online, which made a difference if I ever wanted to make extra payments or do any other account maintenance. Reviewed on: 27th September 2017

I got this card for shopping in Tesco and I am very...

5
I got this card for shopping in Tesco and I am very happy. I had experience with the operator, I was worried about the upcoming payment, but the employee helped me a lot. I have only positive reviews and experience Reviewed on: 13th June 2025

Happy customer

5
Offered good rates, no interest for 12 months, easily adjusted credit limit, gave me flexibility to dig myself out of a hole and save a bit more on groceries Reviewed on: 12th June 2025

Very easy to work with and good value for money

5
Very easy to work with and good value for money Reviewed on: 12th June 2025

"Tesco Bank" is Great!

5
Tesco Bank is great!, they have looked after me and without asking, supported me despite any changing financial situation. Reviewed on: 23rd April 2025

Brilliant Service.

5
Brilliant Service. Been using Tesco for many years and they are always do the best service! Reviewed on: 17th April 2025

Really easy and efficient transfer process

5
Really easy and efficient service when transferring from my old credit card to their incredible 28month interest free offer. I had some questions and found their contact centre to be easy to connect to and the staff are incredibly helpful. Reviewed on: 17th April 2025

Tesco rewards partner Hotel.com

1
Used a Tesco Voucher to book a hotel through Hotel.com. Due to a technical issue with Hotel.com I was overcharged. Hotel.com didnt want to know neither did Tesco. Expected some support from Tesco but they just simply didnt want to know and said it wasnt their problem. Reviewed on: 24th March 2025

Tried to open a new account unsuccessful but not to...

3
Tried to open a new account unsuccessful but not to disappointed Reviewed on: 26th February 2025

very helpful and beneficial I am very happy to th...

5
very helpful and beneficial I am very happy to this tesco bank Reviewed on: 17th January 2025

Good using Chargeback to resolve disputes.

4
Good using Chargeback to resolve disputes. Can't download app on my Samsung A8 Tab, one of the most popular tablets in the world! Reviewed on: 17th January 2025

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