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Tesco Bank: Clubcard credit cards reviews

4.00
Based on 324 reviews, last reviewed 22nd Jan 2026
200% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
57%
See only 4 star reviews
22%
See only 3 star reviews
9%
See only 2 star reviews
2%
See only 1 star reviews
10%

Latest highest rating:

5

Excellent Customer Services Staff. Every time I have contacted customer services they have always resolved my issue, their customer service staff are excellent, always polite, able to h... Read more Reviewed on: 22nd January 2026
Francis B's avatar
Francis B

Latest lowest rating:

1

Untrusty Credit Card when abroad. After contacting Tesco to inform them we were going abroad and being told that it was NOT necessary, my card was blocked when trying to make a substan... Read more Reviewed on: 7th November 2025
africa al's avatar
africa al

About this product

With Tesco Bank Clubcard credit cards, you can collect Clubcard points, spread the cost of larger purchases, help build your credit score and transfer balances.

There are a range of cards to choose from and the online eligibility checker shows if you’re likely to be accepted before you apply, protecting your credit score.

Tesco Bank Clubcard credit card reviews help you find out what it’s really like to be a customer. If you’ve used Tesco Bank before, you can also leave a review and share your experience.

Tesco Bank Clubcard credit cards reviews (324)

Review of the Tesco Bank, Clubcard credit cards:

Highly recommended Tesco

5
Happy with Tesco credit card so convenient and easy to apply and use get points when you use it for shopping and buying on line highly recommended Reviewed on: 2nd June 2023

Scam, robbers.

1
Had a credit card for a few years. They know my pay gets paid last working day of thr month and refuse to change my payment date to anyway near my payday then charge me £12 every single month. Reviewed on: 31st October 2024

Fast Customer Service.

4
I have only had one problem and it was satisfied quickly. Reviewed on: 4th September 2024

Tesco Bank gives me everything I need.

5
Tesco Bank gives me everything I need. Their app is awesome too! Reviewed on: 26th August 2024

Clubcard

5
Very good card and is also my clubcard Reviewed on: 24th August 2024

Great customer service.

4
Great customer service. Application process straight forward and fast. Reviewed on: 24th August 2024

Good if you are a Tesco shopper

4
You get Clubcard points with your credit card spends. Reviewed on: 18th June 2024

Clubcard credit card

3
Good product. easily set up online. Reviewed on: 11th June 2024

Tesco is a great supermarket and a great bank too!

5
Tesco is a great supermarket and a great bank too! Reviewed on: 28th May 2024

Why I like using Tesco credit card

5
I like the idea of getting rewards for using a credit card Reviewed on: 24th May 2024

The Tesco bank app isn't the best.

3
The Tesco bank app isn't the best. You can't click on a transaction and view it's details hence if you've got an issue you've got to always ring them and go through an entire long process Reviewed on: 24th May 2024

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