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Tesco Bank: Home insurance reviews

2.76
Based on 118 reviews, last reviewed 22nd Jan 2026
50% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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14%
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2%
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47%

Latest highest rating:

5

Extremely straight forward sign up and staff were in... Extremely straight forward sign up and staff were incredible. Reviewed on: 22nd January 2026
Ross's avatar
Ross

Latest lowest rating:

1

legal scamming , beware buildings home insurance. even though2 people from tesco one of them a surveyor agreed it was storm damage and the builders that fixed it said it as ... Read more Reviewed on: 12th May 2025
richy d's avatar
richy d

About this product

Tesco Insurance give Clubcard holders a discount on their home insurance policies.

Tesco home insurance provides unlimited building cover as standard and contents cover of up to £100,000. You can manage your Tesco home insurance policy online. All home insurance policies offer optional extras for an additional cost.

Tesco home insurance reviews help you find out what it’s really like to be a customer. If you’ve used Tesco Bank before, you can also leave a review and share your experience.

Tesco Bank Home insurance reviews (118)

Review of the Tesco Bank, Home insurance:

insurance rip off !

1
I call Tesco home insurance to make a claim on my house They sent a surveyor in to inspect the damage and told me the claim will fail . He said Tesco are very strict about claims. So I told him what is the point of me paying them several hundred pounds a year for insurance cover. So what do they cover ?? cover their profits ? for next year renew its best if they pulled up a chair sit and wait for my phone call could be a long wait !!!! In the end i win they will loose . they will loose thousands from my shopping and petrol with them . Also public will see this review will think again about buying insurance with Tesco . 1 bad review will cost you. You not very good at business strategy !!! Reviewed on: 12th October 2024

Home Insurance Reviewer

3
Current quote was £250 and was looking online and found tesco could do it for £180....not really contacted them during my insurance period, so just cheap quote Reviewed on: 8th July 2016

Home Insurance Reviewer

4
Good service and afforable price! Reviewed on: 7th July 2016

Home Insurance Reviewer

4
I used Tesco as they had a great offer on via TopCashBack meaning I paid very little for my home insurance. It was very easy to apply and I can access my documents online. Hopefully I won't need to make a claim so making this an easy process all round! Reviewed on: 7th July 2016

So Far So Good

5
I initially switched my contents cover to Tesco Bank as the quote I got was so competitive; it was almost half the cost of my policy with my then current provider for almost double the level of cover. Before renewing last year, I used a price comparison site to check the quote against other providers, but it was unbeatable. My policy was quick and simple to take out and renew, and on both occasions communication was excellent and I received my documents very swiftly. Thus far, I'm a very happy customer. Reviewed on: 12th March 2016

Fair price and policy

4
I was surprised to see a few bad reviews about Tesco's home insurance as I've really had nothing to complain about. Good cover and a competitive price, even after I've renewed. Reviewed on: 22nd December 2015

Trouble free experience with Tesco Bank - highly recommended

4
I purchased contents insurance through Tesco Bank recently and so far there's been no problems, and they've provided comprehensive contents insurance for a very competitive price. Reviewed on: 7th November 2015

Absolutely awful customer service. The renewal quote I was sent was nearly double from the previous year

1
My renewal quote was nearly double from the year before. asked them to look again and it took nearly 2 weeks for them to finnaly admit that it was wrong Reviewed on: 5th November 2015

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