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TSB: Cash account reviews

Name: Cash account
Rating: 3.71 (94 reviews)

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3.77

Based on 94 reviews, last reviewed 23rd Jan 2026

100% decrease in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

53%

14%

20%

Latest highest rating:

5

Friendly staff. I just recently become a customer and I have found the experience very easy to setup and staff were very helpful. Reviewed on: 14th September 2025

Latest lowest rating:

1

Hard going I signed up recently using the mobile app, it seemed all plan sailing until right at the end when the app was in constant 'loading' for many minutes. ... Read more Reviewed on: 23rd January 2026

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About this product

The TSB Cash account is a basic bank account.

It’s available if you don’t have a UK bank account and don’t qualify for other TSB current accounts. There’s no charge for opening or maintaining the account. Cash account holders can use the TSB mobile banking app, but you won’t be able to get an overdraft.

TSB Cash account reviews help you find out what it’s really like to be a customer. If you’ve used TSB, you can also leave a review and share your experience.

TSB Cash account reviews (94)

Review of the TSB, Cash account:

Phone service is appalling

What is the point of banks like TSB if they close their branches and then don't even want to talk to you on the phone? You might as well just open a Monzo or Starling account. I've been with them for 32 years but have finally given up as the central phone service is hopeless. You get cut off when you are transferred to your branch half the time, and they don't want to talk to you either. Reviewed on: 18th March 2022

Tricky to work with

I got moved to TSB when Lloyds sold off a load of branches. i found it difficult as there simply aren't many branches ont he gorund so hard to find one to physically go into. Getting thorugh on the phone also tricky, and a raft of complex processes meant eventually I lost patience and switched to another bank Reviewed on: 11th February 2022

Very nice people in the branch but the app is a pain.

The app lock's me out more often than the missus and it won't let me back in without visiting the branch. Reviewed on: 10th February 2022

Thieves and liars

Where to start, TSB closed my account without warning by leaving me a shitty voicemail on 12th January, I called them back, useless telephone staff and very unhelpful, was told to go to branch wasted journey as was pointless, due to them not being able to grace a day or two it impacted massively I told them this and they didn’t give a toss. So all that being said, my British airways flight was cancelled had to get refunded unfortunately it was this bank, called them on 28th Jan to find out refund had reached them on 15th Jan, they didn’t tell me I only found out by calling up the Kingston branch. I was then told I’d get the money by Cheque by the dispute team, it’s now 7th feb still NOTHING! I was told on the phone on 04/02/2022 that my cheque had been posted on 02/02/2022, BULLSHIT!!! I got an email on 07/02/2022 to say that it’s being issued … called up was then told it has not been issued and I need to call British airways .. even though it’s been confirmed TSB have the money I have emails To prove these conflicting answers when I call or email. Their customer service is shocking, the code of business Is appalling, they don’t refund at all. I don’t give a shit about them I just want what I am Owed nothing more. Reviewed on: 7th February 2022

TSB

I have orders for shopping soon as my order goes through tsb stops my transaction twice in a row even though I approved the transaction my anxiety goin up I am left unable to shop it’s just goin to keep goin on adding red flags Morrisons is a genuine site seriously am moving banks don’t recommend tsb Reviewed on: 20th January 2022

The initials sum it up The S Bank

I have had a variety of products with this bank including business, personal and mortgages. I have had nothing but trouble so i have moved all products. Poor customer service, errors, and constant problems. Reviewed on: 5th January 2022

Disastrous internet banking

Repeated ouages of their internet banking portal. Today I cannot even rasie their main website - never mind login to my account Reviewed on: 2nd October 2021

Shite

Safe & Secure the say online banking your treated the same with a debit card as you are with a credit card so don;t worry they say I purchaced something from america off ( Ordered Gifts ) but the did no excist the where useing someone elses page anyway that was 23/4/21 told TSB on the 8/5/21 about the reviews about them and other customers not getting anything after a year not even reply to emails Tsb said dont worry your covered but here we are 1/8/21 and nothing they said it was there fault they never answered my debit dispute form, but your out of time now I said I was closeing all my accounts and they said please yourself thats up to entirely up to you Reviewed on: 1st August 2021

Termination of a phone call

I contacted TSB about why my card got declined on one of my transactions so they put me through the fraud department and shortly after they terminated the call for some odd reason Reviewed on: 15th June 2021

Don't bank with TSB

After changing from a joint account yo a sole person account, my esavings and ISA never merged with the new current account. The result being I could not transfer monies from any of the accounts. I tried to get help with this for three months. I couldn't get anybody to help me at all. The last time I called I got told over the phone by a member of staff that i didn't have an ISA or a savings account with TSB. I gave them my account details and they said again and not in a polite way that I didn't have these accounts and put me through yo the fraud department as they wouldn't believe me. This was the last straw and I have now left this bank. You can never get onto the mobile app or intenet banking nking either. Do not use this bank. Reviewed on: 6th June 2021

web site always down ?

cannot login yet again - we are having technical issues. I'm only logging in to move money out and close the account. Take my advice - do likewise, this lot are a shower. Reviewed on: 1st June 2021

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