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United Trust Bank: Personal Savings reviews

4.90
Based on 1,286 reviews, last reviewed 16th Feb 2026
27900% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
8%
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0%
2 star
See only 2 star reviews
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0%

Latest highest rating:

5

Good products and competitive interest rates. Good products and competitive interest rates. Good customer service Reviewed on: 16th February 2026
David B's avatar
David B

Latest lowest rating:

1

Rates dropped quickly after I signed up Signed up to the savings account, within the first 3 months they dropped the interest rate by 0.40% even though the BOE only dropped the rates by 0.25... Read more Reviewed on: 14th February 2026
Lewis Baines's avatar
Lewis Baines

About this product

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United Trust Bank Personal Savings reviews (1286)

Review of the United Trust Bank, Personal Savings:

First Class

5
Competitive interest rates. Excellent customer service - great being able to talk to a human. Reviewed on: 16th April 2025

SAFE BANKING

5
SO FAR NO ISSUE, INVESTED MONEY SEAFLY Reviewed on: 12th February 2026

So simple to open and manage an account.

5
So simple to open and manage an account. Reviewed on: 12th February 2026

Good rates and conditions.

5
Good rates and conditions. online access needed. Reviewed on: 12th February 2026

Always Excellent Service

5
UTB offer a great range of savings accounts and consistently offer very competitive rates. Reviewed on: 12th February 2026

Easy transactions and always kept up to date with an...

5
Easy transactions and always kept up to date with any information. Everything is explained in simple terms and it is always straightforward to speak to a human. All staff I have dealt with have been knowledgeable and helping me make the best decisions for my account Reviewed on: 12th February 2026

No problem at all in dealing with UTB

5
No problem at all in dealing with UTB Reviewed on: 12th February 2026

Good product range excellent customer service and co...

5
Good product range excellent customer service and constantly trying to be innovative. Reviewed on: 12th February 2026

Prompt polite service, never pushy but helpful

5
Prompt polite service, never pushy but helpful Reviewed on: 12th February 2026

For me UTB have been a safe secure bank to deal with

5
Having with UTB for a number of years I have always found them to offer good saving returns, safe to deal with and always responsive to any queries I might have. Reviewed on: 12th February 2026

All round customer satisfaction - always!

5
Contacting UTB for assistances when needed has always been a positive experience. Very attractive interest rates always - up there with the best available in my experience. Very happy customer. Reviewed on: 12th February 2026

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