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United Trust Bank: Personal Savings reviews

Name: Personal Savings
Rating: 4.9 (1317 reviews)

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4.90

Based on 1,317 reviews, last reviewed 5th Mar 2026

30600% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

92%

2 star

Latest highest rating:

5

I have always had good service from them I have always had good service from them Reviewed on: 5th March 2026

Latest lowest rating:

1

Rates dropped quickly after I signed up Signed up to the savings account, within the first 3 months they dropped the interest rate by 0.40% even though the BOE only dropped the rates by 0.25... Read more Reviewed on: 14th February 2026

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United Trust Bank Personal Savings reviews (1317)

Review of the United Trust Bank, Personal Savings:

Easy to open with a quick, hassle-free sign-up process.

Easy to open with a quick, hassle-free sign-up process. It offers one of the best interest rates available, making it a solid choice for growing your savings. Unlike some banks, the rates are transparent and competitive, not short introductory offers that drop later. The online platform is user-friendly, allowing instant access to balances, transfers, and savings tools. There are no hidden fees or restrictive conditions. Customer support is generally responsive by email. Overall, this account is a great option for those seeking a high-yield, no-fuss online savings solution. Reviewed on: 25th February 2025

Great service!

Great service when contacted and easy to use online banking. Reviewed on: 15th April 2025

Great savings rate and easy to set up

Great savings rate and easy to set up Reviewed on: 15th April 2025

Smooth easy to manage.

Smooth easy to manage. Stress Free. Online management required minimal skills with computer literacy Reviewed on: 15th April 2025

A great rate ISA that stayed high throughout the year.

Looking for the best ISA's in 2024, I copuld see that the challenger banks such as United Trust were offering market-leading products, and my experience since has shown that United Trust is the best. When others have taken every opportunity to cut their interest rate in line with Bank of England base rate reductions, my United Trust ISA rate has remained unchanged at 4.75% since June last year. Reviewed on: 15th April 2025

Very competitive interest rates for their one year b...

Very competitive interest rates for their one year bonds. Reviewed on: 15th April 2025

Excellent company to deal with

Always pleased with the savings interest rates when time to reinvest. Reviewed on: 15th April 2025

Good and easy up an account

Good and easy to set up an account Reviewed on: 15th April 2025

Very good service, the website is easy to use.

Very good service, the website is easy to use. Reviewed on: 15th April 2025

Great customer services & choice of products

I have more than one product with UTB l have found them easy to contact & very helpfull. The choice of products very competative. Reviewed on: 15th April 2025

Simply the best

Always helpful, and easy to navigate on line Reviewed on: 15th April 2025

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