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United Trust Bank: Personal Savings reviews

4.90
Based on 1,330 reviews, last reviewed 7th Mar 2026
31800% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
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92%
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8%
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2 star
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Latest highest rating:

5

I have several different accounts. I have several different accounts. Always get an email when a fixed account is about to mature and it is easy to move money to a new account or withd... Read more Reviewed on: 7th March 2026
Joyce E's avatar
Joyce E

Latest lowest rating:

1

Rates dropped quickly after I signed up Signed up to the savings account, within the first 3 months they dropped the interest rate by 0.40% even though the BOE only dropped the rates by 0.25... Read more Reviewed on: 14th February 2026
Lewis Baines's avatar
Lewis Baines

About this product

Looking for United Trust Bank personal savings reviews? At Smart Money People, we’re building the biggest collection of financial reviews online, so if you’re an existing United Trust Bank customer, write your own review and help out our community today!

United Trust Bank Personal Savings reviews (1330)

Review of the United Trust Bank, Personal Savings:

Good company

5
Good company to do business with, good products and excellent interest rates. Reviewed on: 17th April 2025

Always excellent interest rates.

5
Always excellent interest rates and it's very easy to open an account and give maturity instructions. Money transferred on time when closing accounts too. Reviewed on: 26th February 2025

Great rates on my 5yr bond.

5
Great rates on my 5yr bond. I managed to block my account the other week and when I rang up to speak to someone they were really helpful, fixed my problem and emailed me a statement so I didn’t have to logg back in to my account myself. phone call was clear, English speaking and easy to understand. Reviewed on: 26th February 2025

Setup ISA, really easy and great rate

5
Setup ISA, really easy and great rate Reviewed on: 26th February 2025

Leave it to an expert

4
I have not had to do a thing. UTB has kept me abreast of developments and provided information all along. Reviewed on: 26th February 2025

Utterly Trustworthy Bank

5
Banked with UTB over the years. When you need help you actually talk to a real person! The phone is answered quickly and your query dealt with professionally. In addition secure messaging is dealt with promptly if you prefer this Comms method. Interest rates are competitive and maturity instructions are always carried out without an issue. Reviewed on: 26th February 2025

Good communication, I am advised what I need to do...

5
Good communication, I am advised what I need to do Reviewed on: 26th February 2025

took out a ash ISA with Untied Trust bank , the proc...

5
took out a ash ISA with Untied Trust bank , the process was very easy to do, staff very helpful Reviewed on: 26th February 2025

United Trust Bank - Best for Various Fixed Term Savings

5
I have held United Trust Bank savings accounts for a number of years. Over this time they have included fixed term deposit accounts for 12 and 15 months offering very competitive interest rates, as well as a fixed term ISA taken out most recently December 2024 offering an excellent 5.4% return, which was a market leader at the time. I found there accounts very straight forward to manage, they are secure, reliable and dependable and I have never had an issue. I will continue to invest in United Trust Bank Reviewed on: 26th February 2025

Easy to navigate hre very competiti

5
Easy to navigate with very competitive rates and great customer service. Reviewed on: 26th February 2025

very helpful knowledgeable staff

5
very helpful knowledgeable staff Reviewed on: 26th February 2025

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