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Vanquis : Credit builder credit card reviews

4.78
Based on 19,911 reviews, last reviewed 16th Jan 2026
94% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Professional Great customer service and professionalism Reviewed on: 16th January 2026
Sasha Sasha's avatar
Sasha Sasha

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026
Carlien 's avatar
Carlien

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19911)

It's been 3 years I have been with vanquis and I mus...

5
It's been 3 years I have been with vanquis and I must say I am very happy with the way they handled my finances and kept on growing my credibility. Reviewed on: 14th July 2025

Very straight forward, application from start to fin...

5
Very straight forward, application from start to finish very easy, very happy with my new card. Reviewed on: 14th July 2025

So far the experience has been a breeze.

5
So far the experience has been a breeze. Decent credit offered, easy to use app as well. Reviewed on: 14th July 2025

"Dreams Come True"

5
Your services are truly excellent. They can be used in most countries, are very easy to use, and are more affordable than most other credit cards. It's truly wonderful. Reviewed on: 14th July 2025

I love Vanquis, I did an economical balance transfer !

5
I love Vanquis, I did an economical balance transfer ! they have a brilliant App and make it easy to navigate. 5 + thank you. Reviewed on: 14th July 2025

Credit help for all long / short term financial help

5
For poor credit customer ,whether it been a temporary issue or a long term struggle, then you can count on vanquish to help support your return to a better higher credit score. Wetherspoon it’s a short term fix or longer you can always count on vanquish to help manage your journey. They have an amazing easy contact to there excellent customer service how objective os only to help you to improve your credit score and manage you vanquish spend Reviewed on: 14th July 2025

Great with keeping track of spending and the layout...

5
Great with keeping track of spending and the layout of the app is amazing easy to use and good bank would recommend Reviewed on: 14th July 2025

Very easy to use the website to find out if i eas el...

5
Very easy to use the website to find out if i eas eligible Reviewed on: 14th July 2025

Very quick service up dates on a account which i...

5
Very quick service up dates on a account which is excellent great app for watching your account also got pin reminder customer service very helpful Reviewed on: 14th July 2025

Most affordable credit card

5
The app is really easy to use and it’s really easy for you to access customer service. I also like how they only allow you to have what you can afford they never try to give you a bigger limit than affordable. I will say that it does take some time for you to get a reply sometimes via customer service so if it’s urgent matters it can be a little frustrating but otherwise they are extremely helpful they overcharged me on interest and they refunded it straightaway! Reviewed on: 14th July 2025

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