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Vanquis : Credit builder credit card reviews

4.78
Based on 19,911 reviews, last reviewed 16th Jan 2026
94% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Professional Great customer service and professionalism Reviewed on: 16th January 2026
Sasha Sasha's avatar
Sasha Sasha

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026
Carlien 's avatar
Carlien

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19911)

Great Balance Transfer

5
Was not too sure about applying but have no regrets and the application was a breeze. The features of balance transfer was conducted with ease and has assisted me in enabling to control my accounts more carefully. Have no hesitation in using this given 18months of zero interest which is excellent. Would recommend it. Reviewed on: 13th July 2025

VERY HELPFUL

5
Good.Helpful when you need financial help Reviewed on: 13th July 2025

They should start cashback or point system

3
They should start cashback or point system Reviewed on: 13th July 2025

Great service!!

5
This is the best credit building credit card provider by far, really pleased, where I was 18months ago and where I am now is unbelievable and all thanks to vanquis. Reviewed on: 13th July 2025

I have experienced very few, or no, problems when us...

5
I have experienced very few, or no, problems when using my card based on how carefully I have been using it thus far. Reviewed on: 13th July 2025

I have been with Vanquish for quite a few years now.

5
I have been with Vanquish for quite a few years now. And, I would say that they are excellent all round. Reviewed on: 13th July 2025

High interest rate very not worth it

5
High interest rate very not worth it Reviewed on: 13th July 2025

Easy to use App

5
I find it easy and convenient to use and I use the app which makes it so easy to keep track of your spending and payments. Reviewed on: 13th July 2025

Good company

4
I have had no problems with Vanquis, the only thing I don’t like as on the app it always states minimum payment received even when you have pay way more than asked for. Reviewed on: 13th July 2025

It's the most amazing card no hassle every call noth...

5
It's the most amazing card no hassle every call nothing to much bother app works fantastic Reviewed on: 13th July 2025

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