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Vanquis : Credit builder credit card reviews

4.78
Based on 19,907 reviews, last reviewed 18th Sep 2025
62% decrease in 5 star reviews
in the past 90 days
74% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

4

One of the best that I know in UK It is one of the best that I have known Reviewed on: 18th September 2025
Felix A's avatar
Felix A

Latest lowest rating:

1

Vanquis is the worst credit provider I have used. Vanquis is the worst credit provider I have used. Ridiculous terms and interest rates, don't want to help when you're trying to find a solution to hel... Read more Reviewed on: 8th August 2025
Jodie H's avatar
Jodie H

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19907)

I have experienced very few, or no, problems when us...

5
I have experienced very few, or no, problems when using my card based on how carefully I have been using it thus far. Reviewed on: 13th July 2025

I have been with Vanquish for quite a few years now.

5
I have been with Vanquish for quite a few years now. And, I would say that they are excellent all round. Reviewed on: 13th July 2025

High interest rate very not worth it

5
High interest rate very not worth it Reviewed on: 13th July 2025

Easy to use App

5
I find it easy and convenient to use and I use the app which makes it so easy to keep track of your spending and payments. Reviewed on: 13th July 2025

Good company

4
I have had no problems with Vanquis, the only thing I don’t like as on the app it always states minimum payment received even when you have pay way more than asked for. Reviewed on: 13th July 2025

It's the most amazing card no hassle every call noth...

5
It's the most amazing card no hassle every call nothing to much bother app works fantastic Reviewed on: 13th July 2025

Best safety against Fraud !

5
1-3 times I had a scam attack to my credit card, the system customer service e.g. reacted immediately and solved my problem! Reviewed on: 13th July 2025

As a long term loyal customer am so happy vanqius is...

5
As a long term loyal customer am so happy vanqius is still goinging strong and helpful for me to save money more which I truly appreciate,, customer service is so excellent and very reliable and understanding and best service thank you Vanquis. Reviewed on: 13th July 2025

I've never had a problem with vanquis always keeps m...

5
I've never had a problem with vanquis always keeps me informed about changes . Customer service is excellent always ready to help you .gives you the option to move any other credit cards with no interest if you have more Reviewed on: 13th July 2025

Vanquis have helped me a lot to raise my finance.

5
Vanquis have helped me a lot to raise my finance. Reviewed on: 13th July 2025

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