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Vanquis : Credit builder credit card reviews

4.78
Based on 19,909 reviews, last reviewed 23rd Oct 2025
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

They try to help you even when skinned financially. They try to help you even when skinned financially. So no complaints from me what so ever. Reviewed on: 23rd October 2025
Vlad's avatar
Vlad

Latest lowest rating:

1

Vanquis is the worst credit provider I have used. Vanquis is the worst credit provider I have used. Ridiculous terms and interest rates, don't want to help when you're trying to find a solution to hel... Read more Reviewed on: 8th August 2025
Jodie H's avatar
Jodie H

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19909)

Simple, easy to use app.

5
Simple, easy to use app. Good interest rates. Replaced my lost card quickly. No faults. Reviewed on: 14th July 2025

Very good did not wait long for my card I would reco...

5
Very good did not wait long for my card I would recommend anyone Reviewed on: 14th July 2025

Vanquis has been an excellent credit company i have...

5
Vanquis has been an excellent credit company i have ever seen and using vanquis credit card has saved me alot from financial problems. Reviewed on: 13th July 2025

Financial debt help

3
I have had Vanquis for a long time however when I got into trouble with money they were not very understanding and helpful towards paying back what I owed. Made it very difficult for me to get financially stable. Reviewed on: 13th July 2025

Enjoyed good experience, but need to add chat servic...

4
Enjoyed good experience, but need to add chat service for help and customer support Reviewed on: 13th July 2025

Very useful

5
I have nice experience, used when I been in holidays and never have any problems! Reviewed on: 13th July 2025

Reliable and helpful for building credit

5
5/5 – Reliable and helpful for building credit I've been with Vanquis for over 10 years and have always had a positive experience. When I first signed up, I was looking for a way to build my credit, and Vanquis helped me do exactly that. The app is easy to use, payments are straightforward, and I’ve always found their customer service to be helpful whenever I’ve needed support. They offered gradual increases to my credit limit over time, which helped me manage my credit responsibly and improve my credit score. I’d definitely recommend Vanquis to anyone looking to build or rebuild their credit in a manageable and supportive way. Reviewed on: 13th July 2025

Excellent card facilities (app) good communications

5
Excellent card facilities (app) good communications Reviewed on: 13th July 2025

Great Balance Transfer

5
Was not too sure about applying but have no regrets and the application was a breeze. The features of balance transfer was conducted with ease and has assisted me in enabling to control my accounts more carefully. Have no hesitation in using this given 18months of zero interest which is excellent. Would recommend it. Reviewed on: 13th July 2025

VERY HELPFUL

5
Good.Helpful when you need financial help Reviewed on: 13th July 2025

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