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Vanquis : Credit builder credit card reviews

4.78
Based on 19,907 reviews, last reviewed 18th Sep 2025
62% decrease in 5 star reviews
in the past 90 days
74% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

4

One of the best that I know in UK It is one of the best that I have known Reviewed on: 18th September 2025
Felix A's avatar
Felix A

Latest lowest rating:

1

Vanquis is the worst credit provider I have used. Vanquis is the worst credit provider I have used. Ridiculous terms and interest rates, don't want to help when you're trying to find a solution to hel... Read more Reviewed on: 8th August 2025
Jodie H's avatar
Jodie H

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

Review Vanquis : Credit builder credit card now

Help others make smarter decisions by sharing your own experience. Write a review

Vanquis Credit builder credit card reviews (19907)

Good with reminders to pay your bill incase you forg...

4
Good with reminders to pay your bill incase you forget & easy ways to pay your statement Reviewed on: 13th July 2025

Excellent very good is very good service

5
Excellent I m so happy I really love it Reviewed on: 13th July 2025

app is very easy and user friendly to navigate ,and...

5
app is very easy and user friendly to navigate ,and having a credit building card is very convenient and useful to have especially to build up or boost my credit file Reviewed on: 13th July 2025

Very good

5
It was quick and easy . Card arrived quickly and aap was easy to use Reviewed on: 13th July 2025

Vanquis value

5
Excellent company always ready to help Reviewed on: 13th July 2025

Great product

5
Easy to understand and use, automatic increases and ongoing advice. Reviewed on: 13th July 2025

So first of I had a very low credit score of 442 as...

5
So first of I had a very low credit score of 442 as a first credit builder card I was expecting a extremely low credit limit because after all this is a credit builder card but no to my amazement I was offered a £1200 limit for my first offer I have since received the credit and pin and have used it for a few purchases. Reviewed on: 13th July 2025

You are good especially about the a fraudulent.

5
You are good especially about the a fraudulent. Reviewed on: 13th July 2025

Reliable with a Bonus Start.

5
I’ve had a smooth experience using Vanquis for a few months. A friend referred me and we both got £25, which was a great start. My £1,500 limit offers solid flexibility, and the app makes tracking spending easy. No issues so far — reliable and straightforward. Reviewed on: 12th July 2025

I found best credit card .

5
I found best credit card . Its app is good enough. Reviewed on: 12th July 2025

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