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Vanquis : Credit builder credit card reviews

4.78
Based on 19,907 reviews, last reviewed 18th Sep 2025
62% decrease in 5 star reviews
in the past 90 days
74% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

4

One of the best that I know in UK It is one of the best that I have known Reviewed on: 18th September 2025
Felix A's avatar
Felix A

Latest lowest rating:

1

Vanquis is the worst credit provider I have used. Vanquis is the worst credit provider I have used. Ridiculous terms and interest rates, don't want to help when you're trying to find a solution to hel... Read more Reviewed on: 8th August 2025
Jodie H's avatar
Jodie H

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19907)

Vanquis trusted me with a credit limit when most pro...

5
Vanquis trusted me with a credit limit when most provider wouldn’t, this has really helped my improve my credit score Reviewed on: 12th July 2025

Brilliant!!! Definitely recommend

5
Such a smooth process from applying to setting up my direct debit! Not the mention the vanquis team are brilliant Reviewed on: 12th July 2025

vanquish are commited to be there for you

5
vanquish are commited to be there for you Reviewed on: 12th July 2025

Good for building credit score

5
I got this card mainly to build my credit, and it’s been working well for that. No rewards, but no surprises either. Payments post on time, and the customer service has been decent the few times I called. If you're looking for a no-frills card to manage responsibly, this one does the job. Thank you. Reviewed on: 12th July 2025

Ever since I started using Vanquis, I’ve not experie...

5
Ever since I started using Vanquis, I’ve not experienced any technical issues or troubles with it. Interest rate is fab Reviewed on: 12th July 2025

Good and friendly and when I had a problem, it was s...

5
Good and friendly and when I had a problem, it was sorted out immediately when I made a payment to the wrong vanquish Reviewed on: 12th July 2025

Its not a card its our friend

5
Its really nice and helpful i love that card colour its looking nice in wallet Reviewed on: 12th July 2025

Vanquis is on top

5
I'm so happy to use vanquis card as it's more flexible to buy online and offline and offer me money transfer with interest free Reviewed on: 12th July 2025

Since I have been with vanquis I'm very satisfied ab...

5
Since I have been with vanquis I'm very satisfied about their service and the communication is excellent always with some professional approach Reviewed on: 12th July 2025

Security at its best

5
I recently had an issue ,and was grateful to the vanquis security policy for highlighting this , then customer services dealt with the issue with utter professionalism and resolved everything for me Reviewed on: 12th July 2025

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