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Vanquis : Credit builder credit card reviews

Name: Credit builder credit card
Rating: 4.73 (28676 reviews)

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4.73

Based on 28,676 reviews, last reviewed 3rd Jul 2026

397200% increase in 5 star reviews

in the past 90 days

5800% increase in 1 star reviews

in the past 90 days

87%

Latest highest rating:

5

Good experience Very good experience. Very helpful Reviewed on: 3rd July 2026

Latest lowest rating:

1

Always helpful when I call to sort anything Always helpful when I call to sort anything Reviewed on: 3rd July 2026

Read all reviews Write a review

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (28676)

Interest rate is shocking what credit card gives you...

Interest rate is shocking what credit card gives you a minimum payment amount and the Interest is more than the minimum payment, I've been with vanquis quite a while and in the beginning thay where great but Interest rate just keeps going up. I've made the minimum payment once since I've had the card could not belive what you did shocking Reviewed on: 8th July 2025

I use my card as a charge card.

I use my card as a charge card. Pay it off in full every month, via direct debit. Nice to use someone else's money, even if for a short while. The interest rate is high, so, as I don't want to pay large amounts of interest I will always pay it off each month. Thanks guys. Free money, what's not to love. Reviewed on: 8th July 2025

I’ve never had any issues with Vanquis!

I’ve never had any issues with Vanquis! The app is easy to use & but understand, & they are great at notifying any changes & credit offers available to you Reviewed on: 8th July 2025

Would recommend to anyone!

I've had vanquish for a number of years now and it's great. With vanquish i have helped build credit and make emergency purchases as and when necessary. Very handy to have in my wallet in case i need it. Reviewed on: 8th July 2025

Had really got experience and built up my credit wit...

Had really got experience and built up my credit with them with no issues. My credit rating also has increased and have payed of my credit and have no outstanding balance with holiday in future to enjoy with the availability of my card for purchases. Reviewed on: 8th July 2025

My Vanquis experience

Vanquis even lent me a personal loan. No problem! Reviewed on: 8th July 2025

The response time with Vanquis is just amazing.

The response time with Vanquis is just amazing. I am happy I choose Vanquis! Reviewed on: 8th July 2025

Vanquis helped rebuild my credit score

I've used Vanquis to help rebuild my credit score, the app is very easy to use and it has been a massive help and have been very clear with all the rates and T&C's Reviewed on: 8th July 2025

I love the Vanquis credit card

The Vanquis credit card has been a life saver helping with my daughter wedding rates are low and customer service are amazing thanks for making my daughters day special Reviewed on: 8th July 2025

Very helpful when I have called for help with my onl...

Very helpful when I have called for help with my online app Reviewed on: 8th July 2025

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