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Vanquis : Credit builder credit card reviews

4.73
Based on 28,676 reviews, last reviewed 3rd Jul 2026
397200% increase in 5 star reviews
in the past 90 days
5800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
87%
See only 4 star reviews
9%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
1%

Latest highest rating:

5

Good experience Very good experience. Very helpful Reviewed on: 3rd July 2026
maudasera z's avatar
maudasera z

Latest lowest rating:

1

Always helpful when I call to sort anything Always helpful when I call to sort anything Reviewed on: 3rd July 2026
David 's avatar
David

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

Review Vanquis : Credit builder credit card now

Help others make smarter decisions by sharing your own experience. Write a review

Vanquis Credit builder credit card reviews (28676)

Best credit card ever!

5
Best credit card ever!!! I got 3 differents credit cards but Vanquis is the best so far Reviewed on: 8th July 2025

Very good communication very easy to access the app

5
Very good communication very easy to access the app Reviewed on: 8th July 2025

Everything good, happy with my card

5
Everything good, happy with my card Reviewed on: 8th July 2025

Simple to use app friendly staff

5
Simple to use app friendly staff Reviewed on: 8th July 2025

Easy to use and statements always delivered on time

5
Easy to use and statements always delivered on time Reviewed on: 8th July 2025

A good way to earn some credit.

5
A good way to earn some credit. I found it easy and simple to understand no complaints. Reviewed on: 8th July 2025

Vanquis was there. for me.

5
When I needed to build credit fast Vanquis was there for me. Convenient, reliable and trust worthy - I will always choose Vanquis Reviewed on: 8th July 2025

Never had a problem

5
I have had the card for over 2 years now and have never had a problem Reviewed on: 8th July 2025

Vanquis is the best credit card company

5
Vanquis is my favourite credit company Reviewed on: 8th July 2025

Student or young adult with limited credit history!

5
As a student or young adult with limited credit history, the Vanquis Credit Card is a decent option to start building your credit score—just don’t expect flashy rewards. It’s designed for people with poor or thin credit files, so approval is easier than with most high-street bank cards. The Good: Helps build credit – Reports to all major credit agencies (Experian, Equifax, TransUnion). Pre-approval check – Lets you see if you qualify without a hard credit search. Credit limit increases – Starts low (£150-£1,000) but can grow with good habits. No annual fee (on some cards) – Avoids extra costs while you build credit. Reviewed on: 8th July 2025

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