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Vanquis : Credit builder credit card reviews

Name: Credit builder credit card
Rating: 4.73 (28674 reviews)

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4.73

Based on 28,674 reviews, last reviewed 2nd Jul 2026

397150% increase in 5 star reviews

in the past 90 days

5700% increase in 1 star reviews

in the past 90 days

87%

Latest highest rating:

4

Great service from a great team ... I was granted my first Vanquis credit card back in 2016 and, since then, it has been a real boon. My credit score is now at its highest (999), and Van... Read more Reviewed on: 2nd July 2026

Latest lowest rating:

1

Man this is worst credit card I haven received my ca... Man this is worst credit card I haven received my card my money is missing from my card there response was very very bad still I didn’t get my claim a... Read more Reviewed on: 25th May 2026

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About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (28674)

Really helped me during a difficult time.

Really helped me during a difficult time. Reviewed on: 8th July 2025

I got my card in less than 10mins with no hassle.

I got my card in less than 10mins with no hassle. Card has never been declined and it's accepted on all platforms unlike my other card. Reviewed on: 8th July 2025

Have been there all the way,even through tricky patches

Have been there all the way,even through tricky patches Reviewed on: 8th July 2025

Great Starter Credit Card with Excellent...

Great Starter Credit Card with Excellent Customer Service I’ve had a great experience with my Vanquis credit card so far. It was easy to apply, and I was approved quickly, even though I didn’t have a perfect credit history. The app is very user-friendly and helps me keep track of my spending and payments with ease. What I appreciate most is that Vanquis gives people a chance to build or improve their credit score responsibly. They also regularly review your account for credit limit increases if you manage your account well, which is a nice bonus. Customer service has always been friendly and helpful when I’ve had any questions. Overall, I would definitely recommend Vanquis to anyone looking for a reliable credit card to build financial confidence. Reviewed on: 8th July 2025

Vanquis Staff have always been brilliant and underst...

Vanquis Staff have always been brilliant and understanding when needed. The app is very easy to navigate and paying additional payments on the cars is very quick and easy. Reviewed on: 8th July 2025

Mr Jim Colquhoun

In all my time dealing with Vanquis I have found them to be a sensible lender who think of the customer first. They just dont throw money at you as you have to earn their trust with ability to pay back. Reviewed on: 8th July 2025

From the application to being led thru the process w...

From the application to being led thru the process with customer services on the phone it was easy & very professional….. great service Reviewed on: 8th July 2025

Help people in trouble give them more time

They allow more time than the others to pay back if in trouble .. sending letters & texts are needed but people ate not always around to see late payments.. Reviewed on: 8th July 2025

Always there when you need it

This card is quality it helped me get a good credit score Reviewed on: 8th July 2025

Great card

Great interest rates easy to use app by far my credit card Reviewed on: 8th July 2025

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