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Vanquis : Credit builder credit card reviews

Name: Credit builder credit card
Rating: 4.73 (28670 reviews)

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4.73

Based on 28,670 reviews, last reviewed 28th Jun 2026

397000% increase in 5 star reviews

in the past 90 days

5700% increase in 1 star reviews

in the past 90 days

87%

Latest highest rating:

5

A credit card which is very sound. Such a straight forward credit card compared with others I've had. I feel very comfident in using it and have recommended the card to many, especially... Read more Reviewed on: 28th June 2026

Latest lowest rating:

1

Man this is worst credit card I haven received my ca... Man this is worst credit card I haven received my card my money is missing from my card there response was very very bad still I didn’t get my claim a... Read more Reviewed on: 25th May 2026

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About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (28670)

Good Starter Card, Limited Long-Term Value

I used Vanquis for my first credit card and overall, it served its purpose well. It was a good starting point for building my credit history, and getting accepted helped me establish a solid lending record early on. Customer service was always helpful in my experience, and the app was straightforward to use. However, I found it quite difficult to get credit limit increases, even with consistent use and keeping my utilisation below 25%. Over time, I moved on to other credit cards that offered higher credit limits, cashback, and more flexible features like 0% APR pay-in-three options. Vanquis was a useful first step, but for those with growing credit scores, other cards may offer more competitive benefits. Still, I appreciate how it helped me get started. Reviewed on: 2nd May 2025

It's easy to use

It's easy to use the app payment is easy to make Reviewed on: 2nd May 2025

It’s good and worth timely customer support without...

It’s good and worth timely customer support without much longer wait Reviewed on: 2nd May 2025

I keep my balance low and make payments on time, thi...

I keep my balance low and make payments on time, this card can helped me establish a positive credit history. Reviewed on: 2nd May 2025

Vanquis customer very happy

Vanquis customer service is the best they have pick up every time someone is trying to steal from me. Staff very helpful and app is very easy to use Reviewed on: 2nd May 2025

Excellent staff.

Customer service staff provide expertise immediately and have resolved any problems I have had immediately, for example I paid my monthly payment in error twice and they were able to refund the second payment within days, to my relief. Reviewed on: 2nd May 2025

GOOD SERVICE PROMT TRANSACTION GOOD CREDIT LIMIT

GOOD SERVICE PROMT TRANSACTION GOOD CREDIT LIMIT Reviewed on: 2nd May 2025

Vanquis has always been there for me for everything...

Vanquis has always been there for me for everything from hobby supplies to every day essentials as well as those unexpected bills Reviewed on: 2nd May 2025

Good service.

Good service. Great value for money Reviewed on: 2nd May 2025

The Vanquis app is generally being user-friendly,...

The Vanquis app is generally being user-friendly, making it easy to manage payments and track spending . I feel confident in the safety measures provided by Vanquis Reviewed on: 2nd May 2025

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