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Vanquis : Credit builder credit card reviews

Name: Credit builder credit card
Rating: 4.73 (28655 reviews)

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4.73

Based on 28,654 reviews, last reviewed 16th Jun 2026

396250% increase in 5 star reviews

in the past 90 days

5700% increase in 1 star reviews

in the past 90 days

87%

Latest highest rating:

5

The credit card and app are user friendly and being... The credit card and app are user friendly and being able to contact customer service is easy Reviewed on: 16th June 2026

Latest lowest rating:

1

Man this is worst credit card I haven received my ca... Man this is worst credit card I haven received my card my money is missing from my card there response was very very bad still I didn’t get my claim a... Read more Reviewed on: 25th May 2026

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About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (28655)

Great value

Very useful card to have it’s been a great help to me Reviewed on: 19th April 2025

Support.

All communications with Customer Service were dealt with with empathy and professionalism, Very happy. Reviewed on: 19th April 2025

Really good experience with this credit card, all we...

Really good experience with this credit card, all went fast and easy Reviewed on: 19th April 2025

Perfect card to have keep within your limit and pay...

Perfect card to have keep within your limit and pay it off in full every month and Vanquis will look after you and if you don’t overspend they'll increase your credit limit thank you vanquis Reviewed on: 19th April 2025

Positive ways to use your credit card

I’ve been using my Vanquis credit card for a while and overall, the experience has been very positive. As someone who was looking to build or improve my credit, Vanquis offered a manageable starting limit and clear terms, which helped me stay on top of my spending and repayments. The mobile app is straightforward and user-friendly, making it easy to track my balance, set up payments, and monitor my credit score. Customer service has been polite and helpful whenever I’ve needed assistance, and I’ve appreciated the regular credit limit reviews based on responsible usage. Vanquis is a great option for those looking to build their credit history in a safe and structured way. Just make sure to pay on time and in full when you can to avoid high interest – and the card can really work in your favour. Reviewed on: 19th April 2025

Good service no problems contacting customer service...

Good service no problems contacting customer service always polite and professional Reviewed on: 19th April 2025

Always had a good experience and great service

Always had a good experience and great service Reviewed on: 19th April 2025

Improve your credit rating

I had a poor credit rating before being accepted for a Vanquis credit building credit card. My credit rating has improved dramatically thanks to using my Vanquis card. Excellent app. Great customer service and communications. Thank you Reviewed on: 19th April 2025

Very generous with balance transfer

Very helpful, when I needed to make multiple balance transfers for my card they went through the process over the phone and went through each card, I struggle over the phone and they were patient and kind which I appreciate. Reviewed on: 19th April 2025

As I travel a lot there is good level of security me...

As I travel a lot there is good level of security measures and support if suspected fraud transactions. Fair interest rate and appropriate credit increase as required. Reviewed on: 19th April 2025

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