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Vanquis : Credit builder credit card reviews

4.79
Based on 19,912 reviews, last reviewed 20th Jan 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026
Claire H's avatar
Claire H

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026
Carlien 's avatar
Carlien

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

Vanquis provide a good overall service, and an easy...

5
Vanquis provide a good overall service, and an easy to use app Reviewed on: 3rd May 2024

Amazing service great with customers

5
Amazing service great with customers Reviewed on: 3rd May 2024

Great cc

5
Always very easy to contact customer service Reviewed on: 3rd May 2024

Excellent customer service.

5
Excellent customer service. They are very friendly and professional. Reviewed on: 3rd May 2024

Not the best experience

3
I have been banking with vanquish for almost 3 years now. Still my limit is less than £1700 and APR 59% ! Although my credit score is excellent and I have credit limit with other cards more than £6K. I contacted the customer service and they told me there is nothing they can do Reviewed on: 3rd May 2024

great card good rate.

5
great card good rate. 5 stars would recommend to friends and family. Reviewed on: 3rd May 2024

Very easy to use App.

4
Very easy to use App. Only issue I had is APR growing instead of going down Reviewed on: 3rd May 2024

I have been with Vanquis since the start, and this h...

5
I have been with Vanquis since the start, and this has helped me to obtain my credit rating. With their help and understanding, it allows you to adjust to what was impossible to fruition goals. Brilliant Reviewed on: 3rd May 2024

I have only amazing experience I think the interest...

5
I have only amazing experience I think the interest rates are a bit expensive! Reviewed on: 3rd May 2024

Excellent service, helpful totally transparent.

5
Excellent service, helpful totally transparent. Reviewed on: 3rd May 2024

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