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Vanquis : Credit builder credit card reviews

4.79
Based on 19,912 reviews, last reviewed 20th Jan 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026
Claire H's avatar
Claire H

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026
Carlien 's avatar
Carlien

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

Easy website, app very good.

5
Easy website, app very good. General communication is very good. Reviewed on: 3rd May 2024

I feel vanquis is like a breath of fresh air .

4
I feel vanquis is like a breath of fresh air . I find there willing to offer aid and give people a chance to rebuild there credit while offering a lifeline is second to none Reviewed on: 3rd May 2024

It’s been a great experience so far as a customer of...

5
It’s been a great experience so far as a customer of Vanquis Reviewed on: 3rd May 2024

Been with them a long time.

5
Been with them a long time. Very good. Reviewed on: 3rd May 2024

Awful people to deal with, and forget trying to get...

1
Awful people to deal with, and forget trying to get your money back after a bad transaction!! Reviewed on: 3rd May 2024

Quick and easy to apply !

5
Quick and easy to apply ! Everything was straight forwards ! Reviewed on: 3rd May 2024

Helped me to build my credit

4
Helped me to build my credit when other credit companies wouldn't give me a credit card. Reviewed on: 3rd May 2024

I have called Vanquis customer service and they are...

5
I have called Vanquis customer service and they are by far the best politest people resolving my query within a few mins.Thank you Reviewed on: 3rd May 2024

Give them a go. You won’t regret it .

5
Easy application with a decision in seconds. They always do another search to make sure you can afford any credit increase they offer you. I’ve never had to speak to them regarding my card, as all information is provided on the app. You can even add your card to your mobile wallet which is great. Reviewed on: 3rd May 2024

Very glad to be aboard.

4
Very glad to be aboard. Hope to be with you guys in the future, very good. Reviewed on: 3rd May 2024

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