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Vanquis : Credit builder credit card reviews

4.79
Based on 19,912 reviews, last reviewed 20th Jan 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026
Claire H's avatar
Claire H

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026
Carlien 's avatar
Carlien

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

Great Service

4
Great service, never had to deal with any issues Reviewed on: 3rd May 2024

Because interest rates are too high

3
Because interest rates are too high Reviewed on: 3rd May 2024

Very good for me, credit building is important to me.

5
Very good for me, credit building is important to me. Reviewed on: 3rd May 2024

So far I’ve never had any problems or issues dealing...

5
So far I’ve never had any problems or issues dealing with Vanquis Reviewed on: 3rd May 2024

Very supportive and helpful staff that go above and...

5
Very supportive and helpful staff that go above and beyond to solve your issues Reviewed on: 3rd May 2024

Great credit card with no complications

5
Great credit card with no complications Reviewed on: 3rd May 2024

Communication is excellent

5
Communication is excellent as is ease of use Reviewed on: 3rd May 2024

An ok card that’s all I can say about the...

2
An ok card that’s all I can say about the product Reviewed on: 3rd May 2024

Good adminstration and service.

5
Good adminstration and service. Easy to use and accepted everywhere Reviewed on: 3rd May 2024

Very Easy to begin

5
Opening the account was straightforward and Vanquis gave me a realistic Credit Limit initially. After a time the limit was increased in line with my expectations. Reviewed on: 3rd May 2024

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