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Vanquis : Credit builder credit card reviews

Name: Credit builder credit card
Rating: 4.79 (19912 reviews)

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4.79

Based on 19,912 reviews, last reviewed 20th Jan 2026

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

85%

10%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026

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About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

Thank you for helping me get out of debt

I've been really struggling with my finances for a long time, but Vanquis through their Thimbl credit card have really given me a great opportunity to start building up my credit rating and create new mindful money habits. This has been instrumental in helping me get out of debt and creating a new lease of life for me financially. Reviewed on: 3rd May 2024

Generous providor, hassel free, yet, high interest rate

Generous providor, hassel free, yet, high interest rate Reviewed on: 3rd May 2024

I have been with the company and just to p...

I have been with the company for years and just to put your limit up I have to provide wage slips clearly when you don’t miss a payment should be sufficient Reviewed on: 3rd May 2024

Vanquis has really help me a lot

Vanquis has really help me a lot Reviewed on: 3rd May 2024

good and useful service!

good and useful service! thank you guys! Reviewed on: 3rd May 2024

Fantastic card

I have had a Vanquis Card for several years with no complaints, if I have had to contact customer services my issue has been resolved immediately. My credit score has increased to good. I would recommend it to anyone who requires a builder credit card Reviewed on: 3rd May 2024

Vanquis’s business model preys on people with poor c...

Vanquis’s business model preys on people with poor credit. But we live in a capitalist world. Reviewed on: 3rd May 2024

This card has helped me rebuild my credit over the l...

This card has helped me rebuild my credit over the last 10 years. I’ve recommended it to several friends over the years Reviewed on: 3rd May 2024

They are a amazing company to be with

They are a amazing company to be with Reviewed on: 3rd May 2024

Very efficient service, excellent response times, no...

Very efficient service, excellent response times, no complaints at all. Reviewed on: 3rd May 2024

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