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Vanquis : Credit builder credit card reviews

Name: Credit builder credit card
Rating: 4.79 (19912 reviews)

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4.79

Based on 19,912 reviews, last reviewed 20th Jan 2026

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

85%

10%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026

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About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

Less purchase charges.

I feel that customers should not be charged so much for the pleasure of having a card.having said that I am great full to have it there for when I need it. Reviewed on: 3rd May 2024

Overall good product.

Overall good product.Easy to manage your account. Reviewed on: 3rd May 2024

10years on

my working with vanquis goes back at lest 10years.( before dinosaurs were around) and they stand by me and and i them. so hear goes they do as said they would do in all there adverts which i see that believe in children`s adds or to look and sound very child like. Reviewed on: 3rd May 2024

A great experience with Vanquis.

A great experience with Vanquis. They have great customer service but also give me advice regarding my credit use. They are great value for money and a brilliant credit company to start with but also if you are an experienced credit user. Reviewed on: 3rd May 2024

Brilliant credit starting from £600.

Brilliant credit starting from £600. Brilliant app that’s easy to understand. All my family has Vanquis and I’ll certainly keep with them. Reviewed on: 3rd May 2024

Great fast response

My card was used fraudulently and customer service sorted it out immediately and really quickly without the hassles it's bad enough being a victim of fraud but Vanquis made the issue less stressful, thank you Vanquis for your awesome help and professionalism Reviewed on: 3rd May 2024

I have used Vanquis for many years now and I believe...

I have used Vanquis for many years now and I believe they are the best. There web site and App.are very good, certainly better than my bank. Easy to communicate with if needed.Transfers from any other accounts is always at a good rate and simple to do. Reviewed on: 3rd May 2024

Excellent company

This company has been invaluable for repairing my credit history. I now have an excellent credit rating. They are very helpful and professional Reviewed on: 3rd May 2024

Honest and Reliable.

What i like about Vanquis is that there are no hidden charges and also they are eager to help in any way possible. They want to help you with a card you can afford and make sure it is suitable for you. Reviewed on: 3rd May 2024

A Happy Long Term Account Holder

As a long term account holder with Vanquis, I am very happy with the service that is provided - I have never had an issues throughout my experience and feel as though if any issues did occur then I can rely upon Vanquis for support and understanding. The app is exceptionally easy to use as well as informative and also whenever I have called to discuss any queries, I have always been met with lovely customer services which makes the experience so much easier and hassle free. I would highly recommend Vanquis. Reviewed on: 3rd May 2024

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