Smart Money People Logo

Vanquis : Credit builder credit card reviews

4.79
Based on 19,912 reviews, last reviewed 20th Jan 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026
Claire H's avatar
Claire H

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026
Carlien 's avatar
Carlien

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

Review Vanquis : Credit builder credit card now

Help others make smarter decisions by sharing your own experience. Write a review

Vanquis Credit builder credit card reviews (19912)

Perfect Credit Card!

5
Vanquis has helped me build my credit score. Amazing app and online support. Reviewed on: 3rd May 2024

Been good so far.

4
Been good so far. Just need a lower rate Reviewed on: 3rd May 2024

fantastic credit card

5
This is fantastic credit card no problem straight forward easy to follow Reviewed on: 3rd May 2024

Intrest rates were lower for a long time and in the...

5
Intrest rates were lower for a long time and in the present financial crisis, was very much appreciated. Reviewed on: 3rd May 2024

Dghjjhgyjj

4
Dghjjh ghuj ghikn fujjhgv btujvv kkttgg Reviewed on: 3rd May 2024

I'm the strongest credit builder

5
Vanquis is always a good option to build your credit score, In my case, it's helped me to move from fair credit to good credit in less than 4 months. Reviewed on: 3rd May 2024

Been with Vanquis for years now and never had any is...

5
Been with Vanquis for years now and never had any issues. Been a great company Reviewed on: 3rd May 2024

Excellent

5
Great customer support they are always on hand. They monitor your spending and what with the hard times they will be in contact to give you help and support. Reviewed on: 3rd May 2024

Interest is high but otherwise ok

4
Interest is high but otherwise ok Reviewed on: 3rd May 2024

Vanquish gold

5
Helped me improve me credit score and always there to help Reviewed on: 3rd May 2024

Do you have a different Vanquis product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Vanquis ?

  • Loans

    from Vanquis 4.92 from 1253 reviews
    Vanquis
  • Black Diamond Visa

    from Vanquis 4.77 from 9 reviews
    Vanquis
  • Vanquis Savings

    from Vanquis 4.74 from 4 reviews
    Vanquis
    View all products