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Vanquis : Credit builder credit card reviews

4.79
Based on 19,912 reviews, last reviewed 20th Jan 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026
Claire H's avatar
Claire H

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026
Carlien 's avatar
Carlien

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

Good service and friendly staff.

5
Good service and friendly staff. Easy to use the card. Reviewed on: 2nd May 2024

Never had an issue.

5
Never had an issue. App is easy to use. Reviewed on: 2nd May 2024

Customer service

5
I have only interacted with customer service once and the responce was excellent Reviewed on: 2nd May 2024

Credit builder card

5
They give people with a low credit rating a chance to build their credit rating up.. They are very helpful when u contact them and would highly recommend Reviewed on: 2nd May 2024

Amazing, best,it helps a lot for my expenses

5
Amazing, best,it helps a lot for my expenses Reviewed on: 2nd May 2024

Great card, easy to use mobile app.

5
Easy to use mobile phone app. Always reliable and secure. No problems making payments or purchasing. Never an issue. Reviewed on: 2nd May 2024

I started off with a credit limit of £600 12 months...

2
I started off with a credit limit of £600 12 months have paid off more than the minimum amount via direct debit payment every month and have not even been asked for an increase in my credit limit Reviewed on: 2nd May 2024

Easy to use

5
All ways easy to use the app for anything I have wanted to do/find info on products etc and while I app you are a business my card with yourselves has quite a high interest rate Reviewed on: 2nd May 2024

When times were hard they were so kind and understan...

5
When times were hard they were so kind and understanding Reviewed on: 2nd May 2024

Good for me

5
Since I was expected it's has been a godsend for me Reviewed on: 2nd May 2024

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