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Vanquis : Credit builder credit card reviews

4.79
Based on 19,912 reviews, last reviewed 20th Jan 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026
Claire H's avatar
Claire H

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026
Carlien 's avatar
Carlien

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

Excessively delayed reviews

4
Respect that one of the first cards that extended me credit. Cards issued subsequent to this had positively reviewed the limit (some even twice) but seems like Vanquis is in slumber. With 7% of my wallet size I am inclined to even reduce the usage as I need to keep paying the balance down to remain within 25% of limit range Reviewed on: 2nd May 2024

Has really helped build my credit score -vanquis gav...

4
Has really helped build my credit score -vanquis gave me the opportunity to do so-i am more than happy Reviewed on: 2nd May 2024

Customer service agents are very knowledgeable and...

5
Customer service agents are very knowledgeable and are always available. Reviewed on: 2nd May 2024

They really helped me get on track with my money and...

5
They really helped me get on track with my money and credit score. Reviewed on: 2nd May 2024

I have no problem using this company and they very k...

4
I have no problem using this company and they very keeping undated with offers and your monthly payment Reviewed on: 2nd May 2024

The easy and friendly app

5
I’ve found the Vanquis app very easy to navigate. Any time I’ve had to ring someone they’ve been very professional and helpful in resolving any issues. Reviewed on: 2nd May 2024

Excellent

5
Everytime I ring up. Advisers are always helpful and courteous Reviewed on: 2nd May 2024

I got the vanquish card to build my credit.

5
I got the vanquish card to build my credit. It helped in a big way. Reviewed on: 2nd May 2024

Excellent customer service.

5
Excellent customer service. Great communication keeping me informed. Reviewed on: 2nd May 2024

Fantastic Service!

5
A very good banking service allowing me freedom to spend easily. Reviewed on: 2nd May 2024

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