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Vanquis : Credit builder credit card reviews

Name: Credit builder credit card
Rating: 4.79 (19912 reviews)

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4.79

Based on 19,912 reviews, last reviewed 20th Jan 2026

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

85%

10%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026

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About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

Targetting those with poor credit rating and chargin...

Targetting those with poor credit rating and charging them more I guess makes good business sense but if you are close to your limit there is no warning like others do to say maybe you should pay x to avoid extra charges instead they just let it happen and take more money off you. You go overdrawn and get charged more while harming your credit rating. While claiming they want to help you to build a better credit rating. I get it I'm not great with my money but it will never get better if I am in a constant fight to get back to a better place. There are other cards that will warn you that you are getting close to your limit how much to pay to cover interest and to keep below your limit. So charge far less interest too. Reviewed on: 2nd May 2024

Have had good experience with vanquis

Have had good experience with vanquis Reviewed on: 2nd May 2024

Really good .

Really good .The app is very easy to use Reviewed on: 2nd May 2024

It was very helpful for me and the service it’s very...

It was very helpful for me and the service it’s very easy to use Reviewed on: 2nd May 2024

Find it difficult to access my account, as many time...

Find it difficult to access my account, as many times my personal info, comes up as you do not recognise my details, or my Password, also lots of times when it appears you have recognised them, "unable to Access or Process" my account, Reviewed on: 2nd May 2024

Vanquis helps and continues to help .

Vanquis has been great with me and my account since the start, they keep me informed about any changes or issues I need to know about and the amount of credit was great at the time and I hope in the future they continue to support me Reviewed on: 2nd May 2024

Excellent staff and all round excellent service

Excellent staff and all round excellent service Reviewed on: 2nd May 2024

Very good Bernie

Very good I think it is a good card Reviewed on: 2nd May 2024

Card blocked multiple times for no reason.

Card blocked multiple times for no reason. Incompetent staff. No resolutions to problem and ridiculously slow communications. Reviewed on: 2nd May 2024

Excellent management & service

I have called customer services and they have dealt with my issue quickly, politely and very friendly, and they have managed my increases well. Reviewed on: 2nd May 2024

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