Smart Money People Logo

Vanquis : Credit builder credit card reviews

4.79
Based on 19,912 reviews, last reviewed 20th Jan 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026
Claire H's avatar
Claire H

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026
Carlien 's avatar
Carlien

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

Review Vanquis : Credit builder credit card now

Help others make smarter decisions by sharing your own experience. Write a review

Vanquis Credit builder credit card reviews (19912)

vanquist is a brilliant card to have

5
vanquist is a brilliant card to have Reviewed on: 2nd May 2024

Well they give good limit and if unable to pay till...

5
Well they give good limit and if unable to pay till a different date then you can perfect Reviewed on: 2nd May 2024

Vanquis offer a grown up customer service.

5
Vanquis offer a grown up customer service. They have a mature approach to card management that makes using their service extremely straightforward. This is most noticeable in the easy to use online card control app through which all necessary contact with Vanquis is carried out. Reviewed on: 2nd May 2024

My Experiance with Vanquis Was very Good

5
My Experiance with Vanquis Was very Good Reviewed on: 2nd May 2024

Excellent

5
Good quality service not having to wait on phone for long periods not bombarded with emails left alone to use my credit card as I wished minimum payment reasonable Reviewed on: 2nd May 2024

Excellent service from vanquis .

5
Vanquis have always been very helpful and have never let me down the customer service is excellent and everybody i have recommended to this credit card are very happy with the service they provide .The vanquis app is very easy to use and is full of valuable information. Reviewed on: 2nd May 2024

Friendly staff and very helpful when dealing with is...

5
Friendly staff and very helpful when dealing with issues Reviewed on: 2nd May 2024

Vanquis(h) bad credit with Vanquis

5
I Love vanquis’ for their customer service and ability to help the average person work on their credit score. Reviewed on: 2nd May 2024

Having had issues with companies receiving monetary...

5
Having had issues with companies receiving monetary payments but failing to post paid for items out they were extremely helpful with refunding the money lost Reviewed on: 2nd May 2024

For the majority of the time Vanquis are good.

4
For the majority of the time Vanquis are good. Always reliable. Reviewed on: 2nd May 2024

Do you have a different Vanquis product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Vanquis ?

  • Loans

    from Vanquis 4.92 from 1253 reviews
    Vanquis
  • Black Diamond Visa

    from Vanquis 4.77 from 9 reviews
    Vanquis
  • Vanquis Savings

    from Vanquis 4.74 from 4 reviews
    Vanquis
    View all products