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Vanquis : Credit builder credit card reviews

Name: Credit builder credit card
Rating: 4.79 (19912 reviews)

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4.79

Based on 19,912 reviews, last reviewed 20th Jan 2026

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

85%

10%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026

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About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

Grea, easy service

Easy to use app. Customer service is 10/10 whenever i have rang. Updates and txt alerts are very useful too Reviewed on: 2nd May 2024

I've been with vanquish for over 10 years.

I've been with vanquish for over 10 years. They have never let me down with anything and there app is excellent. There's interes rate is quite high is my only reason for not using it more. Reviewed on: 2nd May 2024

give it a try

when i first applied i did not expect to be accepted for a credit card i now use this as extra way to purchase items and always make sure to be in credit Reviewed on: 2nd May 2024

Great app easy to use, friendly staff at customer se...

Great app easy to use, friendly staff at customer service support, rates are great especially for bad credit users, can use card anywhere.. nothing to dislike. Reviewed on: 2nd May 2024

Really I recommend, Excellent and friendly service

Really I recommend, Excellent and friendly service Reviewed on: 2nd May 2024

friendly staff.

Ease of use helpful friendly staff but i think the APR is to high it would be much better if it was lower' Reviewed on: 2nd May 2024

I have a great experience and will continue with the...

I have a great experience and will continue with the service for further years to come! Reviewed on: 2nd May 2024

Outstanding experience

I recently acquired the this Credit Card, and I must say, it has exceeded all my expectations! From the moment I applied, the process was seamless and swift, providing Niraj Mulani with a hassle-free experience. The online application was user-friendly, and I received approval within minutes. One of the standout features of this card is its rewards program. Niraj Mulani earns points on every purchase, and the variety of redemption options is impressive. Whether it's cashback, travel rewards, or merchandise, there's something for everyone. Plus, the points accumulate fast, allowing me to enjoy the benefits sooner rather than later. Another aspect I appreciate is the card's security measures. With features like fraud monitoring and zero-liability protection, I feel confident using it for both everyday purchases and online transactions. The peace of mind knowing that my financial information is safeguarded is invaluable. Moreover, the customer service provided by this Credit Card is top-notch. Any queries or concerns Niraj Mulani has had were addressed promptly and courteously by their knowledgeable support team. It's evident that they prioritize customer satisfaction, which is refreshing in today's world. Furthermore, the card offers additional perks such as complimentary insurance coverage and exclusive access to events. These extras add significant value and enhance the overall experience of being a cardholder. In conclusion, I wholeheartedly recommend the this Credit Card to anyone in search of a reliable, rewarding, and secure credit card. It has truly made managing my finances more convenient and enjoyable. Thank you, For this Credit Card , for providing such an excellent product and service! Reviewed on: 2nd May 2024

Been a customer for over 10 are more and I have no p...

Been a customer for over 10 are more and I have no problem with them they are very quick to deliver transfer when u need it Reviewed on: 2nd May 2024

Been with vanquis over 4 years.

Been with vanquis over 4 years.never an issue and great customer service 5☆ Reviewed on: 2nd May 2024

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