Write a review

Go to business site

Vanquis : Credit builder credit card reviews

Name: Credit builder credit card
Rating: 4.79 (19912 reviews)

View other Vanquis products

4.79

Based on 19,912 reviews, last reviewed 20th Jan 2026

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

85%

10%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026

Read all reviews Write a review

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

Review Vanquis : Credit builder credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Vanquis Credit builder credit card reviews (19912)

Normally experience with very high interest

Normally experience with very high interest Reviewed on: 2nd May 2024

My experience has always been very positive, followi...

My experience has always been very positive, following relocating back home after 30 years in Essex thing are a little tight right now so only making minimum payments but no hassle from Vanquis regarding this, but things set to improve which I am looking forward to making increased payments Reviewed on: 2nd May 2024

Excellent service received when taking to an advisor

Excellent service received when taking to an advisor Reviewed on: 2nd May 2024

Transparent and Honest

Great company who operate on a completely transparent basis. They have certainly helped me over the years. Reviewed on: 2nd May 2024

A game changer for credit building

I had faced several rejections before obtaining my Vanquis card, but thankfully they gave me a chance and it proved to be incredibly helpful in building my credit score. Now, even though I have the opportunity to apply for other credit cards, I am content with my Vanquis card and have no intention of seeking alternatives. The customer service provided by Vanquis is highly commendable, as they promptly and efficiently address any questions or concerns I may have. Reviewed on: 2nd May 2024

Great app

Always helpful when needing to question something.app is good also for ypdates6 Reviewed on: 2nd May 2024

Absolute daylight robbery, Vanquis must trap so many...

Absolute daylight robbery, Vanquis must trap so many people in a cycle of expensive debt. I should know as I was one Reviewed on: 2nd May 2024

Very helpful in solving any problems that occur

Very helpful in solving any problems that occur Reviewed on: 2nd May 2024

Always kept up to date re payments etc

Always kept up to date re payments etc Reviewed on: 2nd May 2024

Good card good rates and app is easy to use...

Good card good rates and app is easy to use Reviewed on: 2nd May 2024

Do you have a different Vanquis product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Overpay
from Incredible 4.60 from 5 reviews
British Airways credit card
from American Express 4.42 from 88 reviews
Classic Credit Card
from Capital One 4.08 from 293 reviews

Want to see more from Vanquis ?

Loans
from Vanquis 4.92 from 1253 reviews
Black Diamond Visa
from Vanquis 4.77 from 9 reviews
Vanquis Savings
from Vanquis 4.74 from 4 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub