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Vanquis : Credit builder credit card reviews

Name: Credit builder credit card
Rating: 4.79 (19912 reviews)

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4.79

Based on 19,912 reviews, last reviewed 20th Jan 2026

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

85%

10%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026

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About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

No problems experienced with Vanquis.

No problems experienced with Vanquis either in making payments on the card or in making payments to Vanquis. Occasionally have to use pin rather than tap and go which can be a little annoying. Reviewed on: 2nd May 2024

Great company

Easy to use app and consideration received when applying originally. Reviewed on: 2nd May 2024

Using vanquis.

Any query I have had they have always been answered professionally. The app is easy to navigate, i would recommend this company to everyone. Reviewed on: 2nd May 2024

Easy to use, good communications

Easy to use, good communications Reviewed on: 2nd May 2024

When we compare the other bloody credit cards.

When we compare the other bloody credit cards. Vanquais card 100 times better than other cards. Reviewed on: 2nd May 2024

my view and opinion

i love the ease of the app and how the card can now be used on wallet Reviewed on: 2nd May 2024

A very helpful finance company

Very easy to apply for, quick decision and that was it.After a few months was invited to apply for a credit limit increase and keeping to my limits was offered further increases, not accepted by me at that time(I know my limits). When an unexpected bill came up, I was able to obtain a personal loan( cheaper than putting it on my card), once again very easy to apply for, with a quick decision. Now that's all paid off, I feel Vanquis have helped me to rebuild my credit rating Reviewed on: 2nd May 2024

User friendly

It is very easy to use and access Reviewed on: 2nd May 2024

A very happy customer

Vanquis customer service is brilliant. They go above and beyond to help, especially with payments. They are considerate and show empathy. I am extremely happy with this service I have received and would definitely recommend to anyone. Reviewed on: 2nd May 2024

Vanquis is good but be very careful...

Used vanquis for 4-5 years now and I've never really had much of an issue with anything. But I wouldn't recommend unless you are desperate in the time I have had vanquis I am still paying off credit that was taken out in 2020 unfortunately the Apr is stupid high my personal interest is half of my monthly payment so unless you can throw money back into it I would be very careful as you will be paying off for a long time. Reviewed on: 2nd May 2024

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