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Vanquis : Credit Card reviews

Name: Credit Card
Rating: 4.54 (476 reviews)

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4.56

Based on 476 reviews, last reviewed 13th Sep 2024

90% decrease in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

79%

11%

Latest highest rating:

5

Top Company! They’ve been extremely helpful in helping balance out my finances. I used to have multiple credit cards but now I solely have credit with these guys! ... Read more Reviewed on: 23rd August 2024

Latest lowest rating:

1

Allows scammers to get away with fraud! Allows scammers to get away with fraud! DO NOT BOTHER WITH THESE SHARKS! Reviewed on: 13th September 2024

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About this product

Vanquis Credit Card reviews can help you to find out about the pros and cons of the Credit Card credit card. What kind of features do Vanquis customers like? Find out more about the Vanquis Credit Card by reading our trusted Smart Money People reviews. You can also write your own Vanquis Credit Card reviews to share your own experience with Smart Money People, the UK's leading financial services review site. Together, we can make financial services work better for everyone.

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Vanquis Credit Card reviews (476)

Easy to use

Fantastic app easy to use & safe Reviewed on: 17th February 2022

Cancel facilities without reason

I had this card for some time - paid on time every time and made sure I stick to the terms. Out of the blue, they tell me they are withdrawing their credit facility and I had no say in the matter. Absolute rubbish company and rubbish service. Reviewed on: 10th February 2022

good

they have never let me down and been with a long time Reviewed on: 26th January 2022

Cunning procedures to make your credit look bad

Dont touch this company. I've been a customer for years. Always pay on time. Often over the minimum. I used about 20 percent of my limit. Which is good on your credit score. However because I used this card very rarely they reduced my credit. Which then was 98% of limit. There intention is to make other lender weary. And lower interest cards unavailable to you. Therefore they will at later date increase your limit so you are forced to use theirs again at high interest. Don't touch them! Find more reputable credit card. Reviewed on: 10th December 2021

Awful company

After paying more than the minimum each month for nearly two years, they cut my credit limit by £300 and then had the cheek to send me a text saying I was near my limit! Absolutely appalling Christina Reviewed on: 19th November 2021

Great

Great credit card company for boosting credit file, as long as you work it correctly. Reviewed on: 10th August 2021

Dodgy company

I opened an account with vanquis, from the start they were terrible, my pin card & credit card came together. So anyone could have stole my identity. Then they wouldn’t let me sign into my account & said they would contact me, never did. They then sent me a letter with someone else’s name on it, I opened without checking the name. I saw they had sent their account to a debt company. Then a week later I got the exact same letter, saying they had sent my account to debt company for exactly same amount. I never even activated the card, so had never used it. It has took my credit score down. Made a complaint & got a letter, saying they wouldn’t do anything about it. Very dodgy company. Reviewed on: 24th July 2021

Reliable

Vanquis have increased my credit limit at a sensible rate Reviewed on: 23rd July 2021

Brilliant service

I have never had an issue with this company Reviewed on: 14th June 2021

Damaged my credit score.

Could never sign into this card, so I just cut up my card & never used. They sent me a letter saying they had closed my account. Now I get a letter saying they’ve charged me £40 on a repayment option plan & sent it to a debt agency but it was a mistake & they’ve refunded me. I had this company for less than a couple of months & they’ve ruined my credit limit & I’ve got a black mark against my name. Terrible company!! Reviewed on: 14th June 2021

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