Write a review

Vanquis : Credit Card reviews

Name: Credit Card
Rating: 4.52 (483 reviews)

View other Vanquis products

4.48

Based on 483 reviews, last reviewed 2nd Apr 2025

300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

78%

11%

Latest highest rating:

5

Fair and honest company Always there when it's needed, never had any problems with them, don't need any other cards apart from this one, as it's relevant to my needs. Reviewed on: 2nd April 2025

Latest lowest rating:

1

Vanquis The Card That Say No !! One month ago I received an email from Vanquis offering a credit limit increase from £1000 to £1800. So after sending all pay payslips and salary incr... Read more Reviewed on: 1st April 2025

Read all reviews Write a review

About this product

Vanquis Credit Card reviews can help you to find out about the pros and cons of the Credit Card credit card. What kind of features do Vanquis customers like? Find out more about the Vanquis Credit Card by reading our trusted Smart Money People reviews. You can also write your own Vanquis Credit Card reviews to share your own experience with Smart Money People, the UK's leading financial services review site. Together, we can make financial services work better for everyone.

Review Vanquis : Credit Card now

Help others make smarter decisions by sharing your own experience.

Write a review

Vanquis Credit Card reviews (483)

Cunning procedures to make your credit look bad

Dont touch this company. I've been a customer for years. Always pay on time. Often over the minimum. I used about 20 percent of my limit. Which is good on your credit score. However because I used this card very rarely they reduced my credit. Which then was 98% of limit. There intention is to make other lender weary. And lower interest cards unavailable to you. Therefore they will at later date increase your limit so you are forced to use theirs again at high interest. Don't touch them! Find more reputable credit card. Reviewed on: 10th December 2021

Awful company

After paying more than the minimum each month for nearly two years, they cut my credit limit by £300 and then had the cheek to send me a text saying I was near my limit! Absolutely appalling Christina Reviewed on: 19th November 2021

Great

Great credit card company for boosting credit file, as long as you work it correctly. Reviewed on: 10th August 2021

Dodgy company

I opened an account with vanquis, from the start they were terrible, my pin card & credit card came together. So anyone could have stole my identity. Then they wouldn’t let me sign into my account & said they would contact me, never did. They then sent me a letter with someone else’s name on it, I opened without checking the name. I saw they had sent their account to a debt company. Then a week later I got the exact same letter, saying they had sent my account to debt company for exactly same amount. I never even activated the card, so had never used it. It has took my credit score down. Made a complaint & got a letter, saying they wouldn’t do anything about it. Very dodgy company. Reviewed on: 24th July 2021

Reliable

Vanquis have increased my credit limit at a sensible rate Reviewed on: 23rd July 2021

Brilliant service

I have never had an issue with this company Reviewed on: 14th June 2021

Damaged my credit score.

Could never sign into this card, so I just cut up my card & never used. They sent me a letter saying they had closed my account. Now I get a letter saying they’ve charged me £40 on a repayment option plan & sent it to a debt agency but it was a mistake & they’ve refunded me. I had this company for less than a couple of months & they’ve ruined my credit limit & I’ve got a black mark against my name. Terrible company!! Reviewed on: 14th June 2021

Give this company a wide a berth

Give this company as wide a berth as possible, their customer service is dire and they are very inflexible. Anyone thinking of applying for a credit card from Vanquis will have to be desperate. Reviewed on: 9th June 2021

Awful

Terrible experience Never again Reviewed on: 1st March 2021

Upto Date So You Won't Be Late..

Real Time Transactions As They Happen Alerted To You Via Your Chosen Communication Methods, Affordable Monthly Interests On Purchases & More People Accepted Without Judgements Compared To Other Brands On The Market That Won't Give You A 2nd Look.. Great Easy To Use App With Fantastic Tools To Keep You Safe & Secure Including Loads Of Helpful Advice On Hand 247 To Keep You On Track As A Responsible Lender There Simply Isn't Another Alternative & I Wish Them All The Very Best For The Future .. Reviewed on: 17th February 2021

Do you have a different Vanquis product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Instant pay
from Incredible 5.00 from 14 reviews
Bip Credit Card
from NewDay 4.90 from 2284 reviews
Credit Card
from Nationwide 3.95 from 190 reviews

There's still more to see!

Vanquis has a range of products available. Check the ratings of each product to find the right one for you. View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub