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Vanquis : Credit card reviews

4.28
Based on 552 reviews, last reviewed 24th Jan 2026
100% decrease in 5 star reviews
in the past 90 days
300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
77%
See only 4 star reviews
11%
See only 3 star reviews
3%
See only 2 star reviews
2%
See only 1 star reviews
7%

Latest highest rating:

5

Vanquis offers balance transfers Vanquis offers balance transfers Reviewed on: 5th September 2025
fizzleaf71's avatar
fizzleaf71

Latest lowest rating:

1

Mixed Experience with Vanquis Credit Card! I have had a Vanquis credit card for some time, and my experience has been a mix of positives and challenges. The card helped me build my credit scor... Read more Reviewed on: 24th January 2026
Monique's avatar
Monique

About this product

Vanquis offer a balance transfer and purchase credit card.

Vanquis offer 0% for purchases and balance transfers for a set period of time. You will be charged a fee for any balance transfers. When the offer period on the card ends, any outstanding balance will be charged at a standard variable interest rate.

Vanquis credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

Vanquis Credit card reviews (552)

Review of the Vanquis, Credit card:

Excellent

5
I find Vanquis very handy and reliable and useful at times needed Reviewed on: 2nd May 2024

Great credit card to help build credit profile

4
Vanquis is great if you need to build your credit profile but once you are back there it can be a little high on interest. Otherwise the app is great and the company comms are good. Reviewed on: 9th June 2024

Great service, fast, efficient and great limit contr...

5
Great service, fast, efficient and great limit control options Reviewed on: 4th June 2024

Great app to keep things in control

5
Great app to keep things in control, it's simple and there's some helpful products Reviewed on: 27th May 2024

Exceptional Service and Support

5
Vanquis is an exceptional company that excels in providing outstanding customer service. From the beginning, they have been incredibly supportive, offering personalised assistance and guidance tailored to my needs. Their commitment to helping me improve my credit score has been unwavering, and their efforts have truly paid off. Thanks to Vanquis, I have seen a significant improvement in my credit score, which has opened up new financial opportunities for me. I am grateful for their dedication and highly recommend Vanquis to anyone looking to enhance their financial health. Reviewed on: 24th May 2024

great company to deal with very easy to communicate...

5
great company to deal with very easy to communicate with always found any person on the phone pleasant to talk to and they certainly knew what needed to assist me it is nice to talk to a person rather than a machine Reviewed on: 24th May 2024

Excellent card with good customer service

5
Excellent card with good customer service Reviewed on: 24th May 2024

So easy to use online and app.

4
So easy to use online and app. Security is good, too. Easy to find what you are looking for. Helpful staff if you have to phone them. Reviewed on: 24th May 2024

Their APR was not favorable.

3
Their APR was not favorable. Too high for customers. Had to withdraw because it was a trap for perpetual indepthdeness. Reviewed on: 24th May 2024

I have used Vanquis credit card for a few years now,...

5
I have used Vanquis credit card for a few years now, and they have never let me down. Interest is fine for me and I will keep on using Vanquis. Reviewed on: 24th May 2024

Reliable

4
Their app is userfriendly .Easy to make payments. You can also set up a direct debit Reviewed on: 24th May 2024

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