Write a review

Go to business site

Virgin Money: Credit cards reviews

Name: Credit cards
Rating: 3.96 (802 reviews)

View other Virgin Money products

3.83

Based on 802 reviews, last reviewed 12th Feb 2026

200% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

63%

11%

20%

Latest highest rating:

5

Easy to use app. Easy to use app. But shame about delays on updates. Reviewed on: 22nd January 2026

Latest lowest rating:

1

Very disappointing experience with Virgin Money. Very disappointing experience with Virgin Money. I applied for this credit card specifically because of the advertised 30 months 0% balance transfer o... Read more Reviewed on: 12th February 2026

Read all reviews See your review

About this product

Virgin Money offers a range of credit cards with various features to suit different needs.

Options include cards with 0% interest on balance transfers and purchases for an introductory period, cashback, and no foreign transaction fees. The cards can be managed through the Virgin Money Credit Card app.

Virgin Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used Virgin Money before, you can also leave a review and share your experience.

Virgin Money Credit cards reviews (802)

Review of the Virgin Money, Credit cards:

Excellent services.

No delay, no unnecessary questions. I like them. Jaroslav Reviewed on: 14th December 2018

efficiency is paramount

I have used Virgin Money credit cards and other money products and I am very pleased with the quality of their service. Reviewed on: 14th February 2020

No hassle service

I receive lots of nuisance advertising emails from other providers of financial services but have never received similar from Virgin Money. However, I also feel that there is a friendly person to speak to if I need. Reviewed on: 14th February 2020

Mr Morris

It has now been a week and my wife and I still cannot log into virgin money despite putting in our ID,s which we have had for quite some years we have made phone calls and virgin still cannot resolve thier issues!!!!!!! Reviewed on: 12th February 2020

easy payment plan, and always there to help.

This is the second time I have used Virgin and I am very pleased with them for all there support. Thankyou Virgin Reviewed on: 12th February 2020

Credit card review

I do not normally do this sort of thing. But I have had a virgin credit card for many years it’s the only one I use. I’ve had a few experiences where I have needed to speak to them and I can honestly say they are the most helpful team I have experienced when dealing with banks etc. They are always polite and professional and I would never use another credit card company. Reviewed on: 12th February 2020

Virgin-Tastic

Excellent Credit Card, with outstanding customer care Reviewed on: 12th February 2020

VIRGIN MONEY RATES NUMBER ONE

I have various credit cards, but none of them compare to the customer service and promotional rates offered by Virgin Money. Reviewed on: 11th February 2020

Back on credit ladder

Helped me get on credit ladder , if stuck one month quite easy to transfer cash from card to bank, rather than high interest pay day loan Reviewed on: 8th February 2020

Amazing customer service

The best customer service I have ever received with a bank, every time I’ve asked a question I’ve had a really positive experience (that didn’t include spending ages waiting on the phone to get through to someone) Reviewed on: 8th February 2020

Great

Easy company to do business with. Had card for a few years now. Reviewed on: 5th February 2020

Do you have a different Virgin Money product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Initial Credit Card
from Barclaycard 3.99 from 118 reviews
Credit builder card
from thimbl. 4.90 from 18 reviews
Overpay
from Incredible 4.60 from 5 reviews

Want to see more from Virgin Money?

Help to Buy: ISA
from Virgin Money 4.52 from 23 reviews
Fixed Rate Savings
from Virgin Money 4.33 from 60 reviews
Savings
from Virgin Money 4.08 from 108 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub